By Larry Chiang
The large expense in your life is “interest”.
While you cannot control amount of current debt you had yesterday, you can control how large it will be tomorrow. Interest compounds.
What controls how high your interest is!?
Your FICO score sets your interest rate. A higher FICO sets your interest rate lower. A lower FICO raises your rate. Duck9 increases your FICO.
You increase your FICO by writing positive information to your #ExpTransFax (the hashtag encompasses Experian, TransUnion and Equifax, the 3 private credit bureau oligopoly).
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Larry Chiang (@LarryChiang) |
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A Jedi can just take Experian’s credit report and write on it like you write on paper using #PObox105281
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Be a “Jedi” and add positive credit info that is attached to your social security number.

Be a Jedi and get your new startup revenue attached to your social security number, via a proprietorship.


Duck9 is a credit score prep program that is like a Kaplan or Princeton Review test preparation service. We don't teach beating the SAT, but we do get you to a higher credit FICO score using secret methods that have gotten us on TV, Congress and newspaper articles. Say hi or check out some of our free resources before you pay for a thing. You can also text the CEO:







