Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

How To Take Advantage of People Who Don’t Read

by Larry Chiang on April 18, 2024

How to take advantage of people who don’t read
Well, you’re not exactly taking advantage of people who can’t read, but basically you’re leveraging the fact that 90+ plus percent of humans do not read enough. So let’s together win by reading some pretty cool things that will help you.
You’re reading “preview“, question, read, summarize, and test is a testimony to the fact that your speed comprehending.
So how many times have you seen my flippantly arrogant attitude where I’m basically saying oh my gosh I’m so cool. Well, this is me explaining to you how I am cool using the following methodology.
P, preview.
I’m previewing the whole book. I am previewing the whole syllabus. I’m previewing the whole conference agenda. I am previewing the whole email that took you six hours to write and me six minutes to read
No other people won’t spend six minutes to read.
Let us take advantage of people who think six hours summarized into six minutes is a time disadvantage. Remember this is how the math works. It took somebody 10 years to write a book that takes you one week to read. It took somebody six months to write a magazine article that you can read in 15 minutes. It took somebody 4 to 6 hours to write the perfect email that takes us 5 to 9 minutes to read
What’s going on is bending time
R, read
Q, question
And that’s basically PQRST
Winning because we are 270 or smart, while only being biologically 24 years old
WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on


Michael Saylor’s Hypothetical Question to Us All on X

April 18, 2024

What if an investor with unlimited capital announced a program to acquire 450 $BTC daily at the market price for the next four years and hold the asset forever? What if they increased their purchases to 675 BTC daily in 2028, and to 787.5 BTC daily in 2032? #BitcoinHalving.     Michael Saylor⚡️ ⁦‪@saylor‬⁩ What […]

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Stuart Alderoty on Stablecoin Bill

April 18, 2024

    Stuart Alderoty ⁦‪@s_alderoty‬⁩ .⁦‪@SenLummis‬⁩ and ⁦‪@gillibrandny‬⁩ continue to advance crypto policy with their draft stablecoin bill. There is much left to be done, but great to also see others in Congress now engaging positively with crypto regulation. Innovation is not (and should never be) partisan.   4/17/24, 1:51 PM         Sen. […]

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Halving Read Senator Cynthia Lummis’ Bill on Thomas Loc Gov

April 18, 2024

    Senator Cynthia Lummis ⁦‪@SenLummis‬⁩ 🚨⁦‪@gillibrandny‬⁩ and I are introducing the most comprehensive stablecoin bill to date. Crypto assets are revolutionizing the world and as the undisputed leader in financial innovation, the U.S. must embrace crypto assets, but it cannot be done without clear rules for stablecoins.   4/17/24, 9:27 AM     Halving Read […]

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Civil War Has Been Out Since April 12. Global Premier was 3-14-24 in Austin

April 18, 2024

    Larry Chiang, tips 650-283-8008 ⁦‪@LarryChiang‬⁩ Civil War comes out April 12 #EUTWMPPM#cs183ee#externalAPI Gua Gua Guacamole recipe 23   4/10/24, 10:29 AM     WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on

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understand what I needed to do to be better

April 18, 2024

Tom Brady Interview ⬇️🔥 “There’s a physical component, a mental component, & an emotional component, & when I was being evaluated to be a professional quarter back the only think they looked at was the physical component.”  “But where did I really exceed expectations, was my ability to mentally to understand what I needed to […]

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Augie Garrido’s Baseball’s Greatest Moments

April 17, 2024

    Baseball’s Greatest Moments ⁦‪@BBGreatMoments‬⁩ Sometimes this is exactly what the teams needs 🗣️🔥   4/16/24, 8:00 PM     X (formerly Twitter) WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on

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These 2 Market makers are taking the retail orders and finding a Short selling counterparty.

April 17, 2024

    Travis ⁦‪@trvsrdrgz2‬⁩ THE TOP ALTERNATIVE TRADING SYSTEM WITH THE MOST VOLUME ON $AMC ON 03/29 , 04/01 , 04/02– INCR INTELLIGENT CROSS LLC 1.1 M shares– UBS ATS 1M shares TOP OTC MARKET MAKERS those days – CITADEL SECURITIES 9.8 Million shares traded– VIRTU FINANCIAL 7.5 Million shares traded   4/16/24, 5:57 PM     IT IS […]

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OpenAI’s new assistants RAG and Raj Singh’s Take on Dev Tools LangChain and LlamaIndex

April 17, 2024

    Raj Singh ⁦‪@mobileraj‬⁩ 1. Some details below on how OpenAI is doing RAG. Relevant, given the 8 or so different approaches that LlamaIndex has highlighted depending on use case 2. Possibly negates the use of some developer tools for RAG like LangChain and LlamaIndex, to be seen.   4/17/24, 3:16 PM     […]

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Judge Leslie Alden vs Ben the YouTuber, cs183law

April 17, 2024

    Larry Chiang, tips 650-283-8008 ⁦‪@LarryChiang‬⁩ Judge Leslie Alden #cs183law   4/9/24, 3:27 PM     My Time in Jail From My Ugly Divorce Judge Leslie Alden, divorce court lawyer and family law judge. #cs183law  WordPress’d from my personal iPhone, 650-283-8008, number that Steve Jobs texted me on

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