Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Y-combinator Startup School, Past, Past, Future and Present

by Larry Chiang on September 29, 2014

Larry Chiang uses crayons, sharpies, more crayons and a photocopier to outflank a team of Y-combinator founders. As a (JBA) Jedi in Business Administration, Harvard wrote about Chiang: “What They Don’t Teach You at Stanford Business School” and also lets him write here and here. He once parlayed season tickets to Maples pavillion into a teaching gig: Stanford Enginering 145, “Technology Entrepreneurship”


By Larry Chiang

Startup school is not where you go to learn, it is where you go to “Do things that do not scale“. In other words, you do not go to sit… you go to execute.

First the learning. Then the execution. But you do not wait until October 11, 2014 (Saturday) to learn. You learn below. After you learn below, you execute the business recipes. They are down below as well.

The learning happens before because you use the PQRST study method of Preview, Question, Review, Summarize, Test). Prepare for Startup School! Preview the content at Startup School by reading the below articles and below videos.


and Jeff Bezos (who I met with because Brad Jefferson of Animoto was there too. Amazon invested)

At the DeAnza Community College auditorium, you should: – Network for an internship that is paid. – Promote something as an engineer – Execute a LTMVTA – Promote a friends startup in the way that Peter Pham promoted Photobucket at Startup School, 2008 (but ideally youre an engineer that promtes versus an econ major) – Leverage your Stanford Engineering, Computer Science 183B (CS183B) knowledge and increase the value of You, Inc. – Make some money: I’d sell pizza, credit reports or car insurance that leverages the OBIII port. It is pay-as-you-go, per mile insurance and it is innovative


Remember, I want to bring you back to the Paul Graham post. “Do things that dont scale”. You can build the skills, the execution and most importantly, the PRACTICE of entrepreneurship. I am doing my part using the hashtag CS183D with articles on Stanford ENGR CS 183D and Computer Science 183D (CS 183 d)


Startups Are So Cheap To Start That It Literally Pays You

September 29, 2014

By Larry Chiang I had to start my business out of a Kinko’s. My Illini Tower quad on the 15th floor doubled as our meeting room. IT wasn’t cheap at 409 E Chalmers.  Now, VCs beg you to take their space. One even gives you five figures to squat office space Larry Chiang (@LarryChiang) 9/27/14, […]

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Best of Cal Entrepreneur Week 2014 #CS183B

September 29, 2014

Larry Chiang has a J.B.A. (Jedi in Business Administration) because he crashed a thousand, one-hundred campuses, crashed Stanford and got his career start performing the dark art of credit score repair. Him and his mentor hacked the FICO credit score algorithm, shared credit secrets and wrote: “What They Don’t Teach You at Stanford Business School”. […]

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Stanford Engineering’s Sequel Startup Company Concept Guest Lectured by Larry Chiang

September 29, 2014

Larry Chiang got and gives out JBA’s (Jedi in Business Administration). After Chiang’s Harvard Law keynote, Harvard Business wrote: “What They Don’t Teach You at Stanford Business School“ (the same title as his NY Times best seller that came out at New York Fashion Week). It isn’t to be confused with the sequel book, “What […]

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Legendary Keynote by Lisa Falzone at Stanford Entrepreneur Week w/ LARRY CHIANG Structured Notes

September 28, 2014

By Larry Chiang We saw Lisa Falzone and paid attention to her effort. By “we”, I mean Tom Kosnik and me. Her efforts started with a baby business. Then iterated. She blogged a little.   And also sold and promoted 9:59 video sums up 14 chapters of a book coming out 11-11-2019 “What They Will […]

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CS183B’s Startup of You, Inc.

September 28, 2014

Larry Chiang commands a fabricated degree called a J.B.A. Jedi in Business Administration and siddled up to Mark McCormack. Neither he nor his mentor went to Harvard Business. But after Chiang’s HLS keynote, Harvard’s Harbus wrote: “What They Don’t Teach You at Stanford Business School”. Better than a credit bureau dispute penned from downtown Palo […]

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Follow Your CS183B Effort, Not Your Passion

September 28, 2014

Larry Chiang is a credit industry expert and a J.B.A. (Jedi in Business Administration). As padawan to Mark McCormack, Chiang got to keynote at a University he was verbally recruited to: Harvard Law. Afterwards, Harvard Business wrote: “What They Don’t Teach You at Stanford Business School”. Be a Jedi in Business Administration by reading the […]

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Singaporean New Venture Creation Students, Get an American Internship the Entrepreneurial Way

September 28, 2014

By Larry Chiang I co-taught a class for National University of Singapore  at Stanford University called, “New Ventures Creation”. See the videos on my channel at YouTube. New Venture Creation class w/ @larrychiang starts Jan 19! It’s hashtag will be #nvc11 — Tom Kosnik (@tjkosnik) January 6, 2012 You see, “New Ventures Creation” seems intimidating […]

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What Do The 63,010 Losers Do?

September 27, 2014

Larry Chiang focus is on the first 17 steps for starting up a startup and first four steps in starting up a FICO over 750. After Chiang’s Harvard Law keynote, Harvard Business wrote: “What They Don’t Teach You at Stanford Business School“ (the same title as his NY Times best seller). If you read his […]

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What is “Engineer Up a Tidal Wave of Momentum, Perpetual Promotion Machine” (EUTWMPPM)

September 27, 2014

Heyyy Jamie Rothstein, It’s Larry Chiang We met at the TechCrunch August Capital party David Hornik and Howard Hartenbaum hosted. I mentioned #EUTWMPPM and wanted to explain it better The problem: Majority of startups don’t promote enough Solution: get a tidal wave of marketing momentum going. This is how EUTWMPPM works. It takes business recipes […]

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