Larry Chiang, President and CEO Duck9.com

YouTube VIDEO

I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:

650-283-8008

or on twitter

Free Resources

Click Here to learn more

In The Media

Avoid and Duck Chapter 9 Bk (Bankruptcy)

by Larry Chiang on March 30, 2015

By Larry Chiang
There is a form of bankruptcy where you’re so worthless that creditors do not bother going after your assets BECAUSE YOU HAVE NO ASSETS. 
Consumer Bk (bankruptcy) is called a charge-off [note: “9” is credit code ChargeOff as per #ExpTransFax; Experian, Trans Union, Equifax]. Startup Bk {bankruptcy = Bk} is called Assignment-for-Benefit-of-Creditors. I call this misnomer #Ch9Bk because chapter 9 is my chapter and my mentors chapter on entrepreneurship 
Lets not go Bk
Let’s avoid and Duck 9’s. 
Let’s avoid and  #duckCh9bk

Larry Chiang (@LarryChiang)
The key to living and #duckCh9bk is to cross the chasm using another Prod Dev Cycle that’s been adopted #mainSt #ENGR145 #ctcFTR

Almost all of YC deaths are due to the fact that the IQ 150 team of Y-Combinator co-founders die fighting the gravity. They die in the chasm

Don’t die.
Live!!!
Free Credit Reports (@freecreditrepor)
In 2015, this 1/4 revolution around this goldilockian watery rock, all y’all are stuck on the 1991 book by human Geoffrey Moore 
#ctcFTR

Right now in March on planet Earth, we are reliant upon the wisdom of Geoffrey Moore. He named the problem that kills founders and YCombinator founders in a book called “Crossing the Chasm”. That was 1991

Larry Chiang (@LarryChiang)
The key is to know that “The Chasm” is real. It kills so many teams of IQ 200 people. Will u cross the chasm!? My friends all do and luv me

Look, I dumbed my IQ 270 brain to speak at the IQ 88 level. 

image.jpeg
This selfie has all the makings of a #SelfieNoSelf. I took it. Oh yes, I’ll crop myself out. I just schooled you about Founders Fund VCs being your “non employee co-founder”. Get it!? Non employee co-founder parallels #SelfieNoSelf because the vc co-founder gets no credit and actually jacks up the cost per share. 
Now that we agree, I’m smarter than you, let’s proceed ;-P
Larry Chiang (@LarryChiang)
The key is to cross the innovation chasm by having rapport w retarded dinosaurs. While being respectful of their power #ctcFTR

This ENGR145 video helps you with dinosaurs, aka seasoned executives, and moves you to the right on the entrepreneur bell curve 
Larry Chiang (@LarryChiang)
The key isn’t to see old people as dumb and blind to simple innovations

You must help seasoned executives vet and remove risk at every stage of innovation. If you can’t search for a blog post I’ve written, effen text me

Larry Chiang (@LarryChiang)
The key isn’t to see the innovation

The key is to see the steps leading to an innovation you see. Violate this law my mentor taught me at great danger to yourselves. 

Read my last piece “Part IV”. The part IV that Steve Blank wouldn’t write. 
image.jpeg
Selfie!
image.jpeg
Selfie no self is my innovation, but I gave it up without intellectual property protection because I’m a giver. 
Enjoy. 
image.jpeg
I’m on the right
Photo credit: Larry Chiang 

{ 0 comments }

Part 4 Customer Development Manifesto by “Fake Steve Blank”

March 27, 2015

By Larry Chiang Larry Chiang (@LarryChiang) 3/27/15, 5:29 PM Dear mentor @sgblank, is there a part IV!?! This is my 5th request. bit.ly/sblank710 sblank711 sblank 713… steveblank.com/2009/09/07/the… This post, by me, is part 4 of Steve Blank’s “Customer Development Manifesto” series and makes more sense if you read Professor Blank’s part 1, part 2 and part 3 http://steveblank.com/2009/09/07/the-customer-development-manifesto-the-death-spiral-part-3/ How am I qualified […]

Read the full article →

How To Pay For Hawaii w Hawaiian Arbitrage

March 26, 2015

By Larry Chiang In lecture #3, CS 183b, Paul Graham (PG) implored us to see entrepreneurship everywhere. Well, that’s lofty. As EIR (founding), I recommend a slew of practice tactics en route to “seeing entrepreneurship everywhere” For a Hawaii themed example that is also a Starwood preferred guest themed example: Larry Chiang (@LarryChiang) 3/26/15, 7:48 […]

Read the full article →

A Celebration and Party to Commemorate Zero College Students Dropping Out Due to a $15,000 Capital One Credit Line

March 24, 2015

By Larry Chiang Back in 2007, the drop out rate was into double digits. Lol, Capital One would issue $15,000 credit lines to students with zero income (I’ve reached out to Capital One executives and am waiting for a callback). Students would drop out of university in droves. Today, in the era of The CARD […]

Read the full article →

Adrian Stone, Dai Truong, Kevin Callahan Lead the Post SXSW Deal Making Push

March 23, 2015

By Larry Chiang As a lazy blogger, I’ll track and embed at-replies from SXSW Interactive 2015. Adrian Stone (@SmallTimeVC) 3/19/15, 8:19 PM RT @LarryChiang #germanHaus#sxsw@jordanrcrook You have email from my mentees from Melbourne cc @SmallTimeVCcc @ExperienceClass Deals get done in and around Larry Chiang’s circle Sam Lee (@Sam_Lee1985) 3/22/15, 3:32 PM Thanks to our Mentor @LarryChiang Most launch from behind a laptop, […]

Read the full article →

Entrepreneurship In Hawaii

March 23, 2015

By Larry Chiang Hawaii!!! Unofficial Austin (@UnofficialATX) 3/22/15, 12:16 PM The School (name=?} at Waikiki Hard Rock: youtu.be/BNXZirgnA-0?a via @YouTube On Tuesday March 24, 2015, I’ll be here: Larry Chiang (@LarryChiang) 3/23/15, 8:56 AM Pupus & Pitches! #Engr145 eventbrite.com/event/16134078… March 23 & 24, I’m at the convention center  Larry Chiang (@LarryChiang) 3/23/15, 2:21 PM State Science and […]

Read the full article →

Stanford Summer Entrepreneirship Course: #ENGR145

March 20, 2015

By Larry Chiang E145 alum!! Class is Technology Entrepreneurship, E145. Engineering 145 is a class you need to apply for.  http://summer.stanford.edu/course/engr-145/ (http://bit.ly/buster14512c) I’m guessing at the applicant criteria – be an engineer. 5-10% – be kinda technical 5-10% – perhaps pre-study 80% ENGR145’s 2 anchor videos move you to the right on the entrepreneur bell curve […]

Read the full article →

Playing the Facebook Game Hurts Your YC Startup 9 Ways

March 20, 2015

By Larry Chiang Tim Chang (no relation LOL) gave a keynote about Gamification. He spoke on using your smartphone as a remote control for the real world. Well, that stuck because that’s cool. But YC kids are GETTING remote controlled.  If you’re 18-26 in YC you’re a kid. If you’re older than 30 you’re a […]

Read the full article →

SWALLOW This! Like How You Swallowed My #HR627 Bill (CARD ACT :-(

March 19, 2015

Larry Chiang’s book, What They Don’t Teach You At Stanford Business School, has an entire chapter devoted to “Character Compassing”. As CEO of Duck9, he helps institutions make credit receivables less risky and plays the other side to by getting college consumers get a FICO over 750. Post Harvard Law School keynote, Harvard Business wrote: […]

Read the full article →

Counterintuitive Things That Make A Lot of YC Partners Say “ACTUALLY”

March 19, 2015

Larry Chiang’s book, What They Don’t Teach You At Stanford Business School, has an entire chapter devoted to “Character Compassing”. As CEO of Duck9, he helps institutions make credit receivables less risky and plays the other side to by getting college consumers get a FICO over 750. Post Harvard Law School keynote, Harvard Business wrote: […]

Read the full article →