Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media
By Larry Chiang
Fashion Week is a week of launch parties. 

Larry Chiang (@LarryChiang)


The new Marvel movie opens. garage magazine was there at New York Fashion Week. 
Larry Chiang (@LarryChiang)
Loving the @cocorocha bio. But can it presell tix to guarantee an opening weekend that pops?
#nyfw #SXSW #LaunchParty

NYFW is also where you premier, launch no debut pants!

Coco Rocha (@cocorocha)


This site is targeted at future college grads and young professionals, contains user contributed content, and material that may be confusing to a lay audience.


Right Eyeball

February 11, 2016

By Larry Chiang Email. I answer all emails that have your cell number in the subject line. Larry Chiang (@LarryChiang) 2/11/16, 11:40 AM Right eyeball. Dickie’s meibomian gland #MeiBo for personal pitches Protocol, “Place Brady on a stack of Lazzari charcoal” requires preparation and training.       #MeiBo This protocol involves […]

Read the full article →

Treasure Map of the “Collaborative Economy Honeycomb”

February 11, 2016

By Larry Chiang Treasure Map. A treasure map in stories is where pirates bury treasure. Well, in Silicon Valley, we make and code our own treasure. This treasure map helps Crowd Companies to ‘Cross The Chasm From The Right’. Its the Collaborative Economy Honeycomb See the full size at Flickr

Read the full article →

Driving Part Time (In Your Attempt to Pay Down Debt)

February 10, 2016

By Larry Chiang How much do you make driving an Uber. Will it pay down the principal on the money you owe. Are you ready to be a part of the 1099 economy and be a jobapreneur?! Driving Uber gets you out of the frame of mind that business is really about distribution. I wanted […]

Read the full article →

How Do You Make More As an Uber Driver.

February 10, 2016

Larry Chiang (@LarryChiang) 2/9/16, 8:55 AM Both sides of the Uber.Rider and driver. There is a game to win #Quora#cs183uber #cs183i #ExternalAPI #puInternship1u By Larry Chiang Problem. Solution.  Larry Chiang (@LarryChiang) 2/9/16, 3:51 PM Certain addresses have got to be more airport-trip-likely. eg #757Market #180Hamilton #520Cowper #98SanJacinto @LarryChiang Download the Twitter app Larry Chiang (@LarryChiang) 2/9/16, 3:52 PM specific addresses must be super-short-trips ie […]

Read the full article →

Be a Student of “Engineering Up a Business Model (EUBM)” Bc EUBM Saves Lives

February 8, 2016

by Larry Chiang Be a student of business models. As a student of “Business Model Generation”, I simplify p44 and 45 to #EUBM (CS VP C CR R$ KR KA KP CS — Larry Chiang (@LarryChiang) September 16, 2013 Larry Chiang (@LarryChiang) 2/8/16, 9:06 AM FORK’d I just forked #cs183c; Lec 8. #cs183eubm. Google levered […]

Read the full article →

Forking Duck9’s Credit MENTORSHIP to Real Estate Arbitrage

February 8, 2016

By Larry Chiang I’m not high on the Super Bowl. I swear This is a new category: “Duck9 Real Estate” Larry Chiang (@LarryChiang) 2/8/16, 11:14 AM I’m forking @duck9‘s credit MENTORSHIP to real estate arbitrage #cs183a (art credit: “#larryChiangsAirbnb arbitrage) You can have your Airbnb listing pay your P.I.T.I. (principal, interest, taxes, insurance) Larry Chiang (@LarryChiang) 2/8/16, 11:15 AM […]

Read the full article →

NYFW is in Chaos

February 7, 2016

By Larry Chiang New York Fashion Week used to be tightly knit at Bryant Park. Then, Mercedes Benz anchored it at Lincoln Center.  Now after IMG sold, there’s chaos. Shows are everywhere. Scattered.  Fashion Night Out was better organized.  Chaos isn’t a pit. Chaos is a ladder. Many who try to climb it fail and never get to try again. […]

Read the full article →

Julianne Keu, Jazz in the Jukebox and Cellphone Number Underwriting

February 5, 2016

VANCOUVER Canada By Larry Chiang Truth be told, I’m in San Francisco for Super Bowl but this Vancouver content was solid gold… Julianne Keu (@juliannekeu) 2/5/16, 4:18 PM When you meet someone new, they subconsciously place you in 1 of 4 categories: friend, threat, mate, or indifference. @truthplane #TheArtOf Sales networking is a little bit […]

Read the full article →

Lec 5; CS 183e

February 5, 2016

Intro video The Startup That You’re Editing Didn’t Get Mentored, SO IT DIED. Lec 5; CS 183e Larry Chiang (@LarryChiang) 8/6/15, 11:36 AM You can Human Protocol Interface with a mentor. Never in history has it been more easy to network a mentor. #ch5 #Ch4 Download the Twitter app Larry Chiang (@LarryChiang) 3/20/15, 8:23 AM Facebook, fB, messaging […]

Read the full article →