Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Do you really really want to succeed

by Larry Chiang on May 23, 2019

By Larry Chiang
Have you met me!? 
I have a low IQ but I run Silicon Valley. Don’t believe me?! Google my Crunchbase profile 

Larry Chiang @duck9 (@LarryChiang)
Me and my giant entrepreneurship brain are doing “office hours” ⁦‪@ASU_Baseball‬⁩ for 9 innings + batting practice plus infield

Swing by (pun intended) if you’re into 💵💰

🐐, QQ: How likely are you to quit if stuff does not go perfectly your way?

Do you really really want to succeed that you’re willing to try to be better than all your classmates?

Me!?! I had to get a commercially viable hit and be successful because life at University of Illinois 
– closed the door to baseball
– closed the door of going to Harvard Business School

An 8th grader is smart enough to start Duck9, Uber or Fbook. The question is how persistent might you be?


We wrangle coeds for a good FICO

May 22, 2019

Larry Chiang @duck9 (@LarryChiang) 5/22/19, 11:37 AM 16a/37What makes you the #VaginaWhisper? Well, ⁦‪@duck9‬⁩ did something akin to herding cats. We wrangle coeds for a good FICO. #FinancialLiteracy wasn’t possible prior bc it was impossible. IQ 488; #cs183EQ 5,000 🙌 ❤️ I’ve #poBox16589 memorized❤️ Problem Problem set up   Problem with a 50% off […]

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Getting ROI, Return on Investment in NYC for MCC 2019

April 30, 2019

By Larry Chiang The $1,700 vVIP tickets for Magical Crypto Conference have a #cs183roi just from the stuffed animals. #mcc2019 I am reselling a vip ticket and keeping the stuffed animals that I will put on the eBay / PayPal / WordPress along with chain of custody here on Twitter  Correction: the tickets are only […]

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Do Not Be Intimidated By My Body (of Work)

April 25, 2019

By Larry Chiang Every genius thing I’ve done can be sourced.  Every LEGENDARY thing I have done with my sub 100 IQ of 88, I can cite and source Let us play a game… … you tell me the amazing unbelievable thing you’ve heard that I did in #SiliconValley. I will source and cite the […]

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Ring Launch Party

April 23, 2019

By Larry Chiang RSVP may 2, 2019…  Larry Chiang (@LarryChiang) 4/22/19, 7:06 PM Jeff ⁦‪@amazon‬⁩ dot com!! Come to a grand opening party I am crashing. May 2. Brady the shih tzu is coming 🐶… Larry Chiang (@LarryChiang) 4/21/19, 9:53 AM Come to Scottsdale in two weeks for a fun grand opening party I am cohosting, […]

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consider reviewing my e-book on the startup life

April 23, 2019

Got blog posts?! Sent from my personal iPhone XM (iPhone 990) number that Steve Jobs texted me on Begin forwarded message: From: Kerby Meyers Date: April 23, 2019 at 5:04:34 AM MST To: Subject: Please consider reviewing my e-book on the startup life Hello Larry: Digging into the reader reviews of “Founders at Work” on Amazon, […]

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How Scrapbooking Helps Visualize A High Credit Score or Even Financial Goals

April 18, 2019

By Larry Chiang Visualizing goals. We hear successful people doing this. It is annoyingly everywhere. All the advice is actually intimidating. Do you agree? Let’s start small. Let us begin with a couple executable items. Let’s scrapbook up some some things… First things, first.  Tweet or text me your collegiate financial goal. And don’t say […]

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Explaining Power Bottom

April 15, 2019

Power bottom. When Nick and Nick get RBIs at the last and second to last position, this is a metaphorical and metaphysical example of setting up a “money basecamp”. Power bottom lets the pitching staff relax. 🌲Runs at 8&9 hole > 🐶Runs. I forked 51 lectures inside a Stanford school* that I did NOT graduate […]

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All of Victoria’s Secrets About a High FICO Over 800, Exposed

April 8, 2019

PALO ALTO, Calif.  by Larry Chiang Spilling all her secrets would boil your brain!  If you care about mitigating minimizing and eliminating the largest expense in your life, INTEREST… here are three credit secrets about Victoria’s Secret. You see a high FICO score reduces your cost of renting money.  1] VS credit Dept super slutty […]

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How Do You Wipe Out Wealth

March 20, 2019

By Larry Chiang Money. Money has a compression algorithm that’s complicated. Wealth can get wiped out when the government starts printing a lot of money.  Crypto Millionaire App (@eagletwitt3r) 3/20/19, 9:29 AM ⁦‪@NickSzabo4‬⁩ #Socialism in #Venezuela has been super efficient at destroying wealth. As usual, the most vulnerable: elderly pensioners, teachers, children have been hit […]

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