Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media

The Only Way to Run Credit Bureau Disputes via Email

by Larry Chiang on July 29, 2014

By Larry Chiang Let’s say you have a credit dispute. It makes no common sense to fax it. Or let’s say you’re trying to cancel Trans Unions credit report service. Calling obviously is useless Re There is only one email method to use. Email and I’ll print it out for you to then M-A-I-L. It is counterintuitive to mail to a post office box. But that use of a PO Box in Chester PA is it. That PO Box 2000 is where to mail your printed out email. Skip paying me via PayPal-ing “650-283-8008″ the $15.10 print-out-my-email-to-Trans-Union. Skip paying me. Skip emailing me Just mail your own dispute to TransUnion. Just mail your own dispute to Equifax or Experian. To take breaks from credit industry, I sit front row at fashion week in NYC (it’s called Mercedes Benz Fashion Week) My photos from the front row are here And here in the Facebook album “NYFW with Larry Chiang” What A SuperModel (LarryChiang) Can Teach a Harvard University, Masters Business Administration (MBA), About Credit Reports and Credit Scores American Express Supports Larry Chiang Promoting Truths at Mercedes Benz Fashion Week (MBFW) Thank you American Express!! Btw, faxing works. It’s the law. Omg, that’s an auxiLarry symbiotic business you should start! Problem: people wanna call and email their credit disputes and complaints. Solution: take their email and then jFax it. Solution: take their email and then eFax it. Solution: take their email and then electronic service Fax it. I’m sorry I’m not sorry that this all sounds like “I’m jokey-jokey”. But every word is serious. Especially the paypal my phone 6502838008 $15.10 part Try it! Also, 101 credit secrets to “boost FICO score” works great and has a 70.00 rebate. Congrats! It’s here


2010 Alexander Valley Release Day Party in 2014

July 28, 2014

Larry Chiang helped Harvard Law make fun of Stanford Business in, “What They Don’t Teach You at Stanford Business School”. In Harvard’s Harbus, he wrote the Fifth Epiphany that featured a Mr Peabody Movie Release Party. Its about 5 books and the sequels to all those books. He loves sequel franchises and the ‘Alexander Valley […]

Read the full article →

Larry Chiang to Attend TechCrunch Annual

July 28, 2014

Larry Chiang got a JBA (Jedi in Business Administration) after acing 13 networking parties. After a Harvard event, they wrote: “What They Don’t Teach You at Stanford Business School“. He got invited to co-teach THE entrepreneurship class at Stanford University. How?! Because he was willing to adopt the gay, male, assistant “Lloyd” role in a […]

Read the full article →

PayPal’s CVV

July 28, 2014

By Larry Chiang Ask me questions at… Larry Chiang (@LarryChiang) 7/28/14, 9:02 AM PayPal’s cvv If you have a smartphone, get the app here PayPal doesn’t ask you for a CVV. This is a perfect case study for reading the PayPal “Terms of Service”. There are conflicting answers because few read the TOS. Reading the […]

Read the full article →

Set The Curve as a TechCrunch, August Capital Guest

July 28, 2014

Larry Chiang DJs the engineering and biz dev skills into a JBA (Jedi in Business Administration). After a Harvard Business School event, they wrote: “What They Don’t Teach You at Stanford Business School”. He taught an entrepreneurship class at Stanford University and recently wrote about the Fifth Entrepreneur Epiphany which is a book review of […]

Read the full article →

My SXSW Method to Get Selected for “Panel Picker” 2015

July 24, 2014

By Larry Chiang  I’ve always wondered about SXSW content. If it was so awesome, why wait 6-8 months? I’ve also always wondered about the GMAT. I mean why ace a test just to wait 12-38 months for knowledge you need now (OB, fin & accy. Organizational behavior, finance, accounting). Why wait? I’ve also wondered by […]

Read the full article →

Outside Hacks SF CA

July 24, 2014

Unedited by Larry Chiang  Greetings from Outside Hacks! This years Outside Hacks had double the response from last year so we went and researched you all and have decided to open the doors early for the best of the people who applied.  Sooo…. Congratulations! Your name will be on the priority list at the door […]

Read the full article →

“What I’d Do as a 20 Year Old Intern” at Cory Levy’s Internapoluza

July 23, 2014

By Larry Chiang Michael Stoppelman  Kevin Hartz Kara Swisher Unofficial Austin (@UnofficialATX) 7/22/14, 7:40 PM Kara Swisher on “What I’d Do as a 20 yo Intern”: via @YouTube Cory Levy Michael Callahan  Max Levchin and Keith Rabois all spoke at Internpalooza Max Levchin, University of Illinois alum spoke to me and dozens of Illinois […]

Read the full article →

Kevin Hartz on “What I’d Do as a 20 yo Intern”

July 23, 2014
Read the full article →