Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Cryptocurrency Job Listings

by Larry Chiang on September 21, 2017

AngelList (@AngelList)
Crypto job listings have nearly doubled in the last 6 months.



Postmaster General Says Wha????

September 15, 2017

By Larry Chiang Larry Chiang (@LarryChiang) 9/15/17, 2:06 PM The postmaster general is so dumb, he’s got his head seeing again his 😭Re Social security number transport protocol #poBox105281 All the Equifax social security numbers lost were due to man-in-the-middle attacks at the tech competence of the 11th grade level…, I, #LarryChiang, recommend that […]

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Garry Tan and I on The Counterintuitive Stuff in YC, Stanford Engineering and Everywhere

September 15, 2017

By Larry Chiang Garry Tan (@garrytan) 7/7/17, 2:34 PM @andreisavu @rabois @paulg So many: Spending too much money, not working hard, not making a good product, not doing enough sales, not charging enough, hiring poorly What a nice dinner conversation we had Joseph Vasquez and Neilda Pacquing and friends that Joe gathered together! Here’s the […]

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Ryan Hoover Helps Stanford Engineers with Distribution

September 14, 2017

By Larry Chiang The general public may not care about ProductHunt helping Stanford engineering founders with distribution…. Ryan Hoover (@rrhoover) 9/14/17, 7:02 AM Today we’re unveiling Ship, a toolkit to help makers ship awesome products. ⛵ Sign up 👉🏼 Also, new kitty!  The general public loves cats  I can call plays that people call. […]

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Hee Jin Kang’s Parent’s Bodega’s IOUs

September 13, 2017

Hee Jin Kang (@heejola) 9/13/17, 9:54 AM Register receipts from my parents’ corner store. All the IOUs my folks would honor until end of the month. Will ur dumb Bodega box do that?

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There would be no *Satoshi Nakamoto* without Jamie Dimon

September 13, 2017

Larry Chiang (@LarryChiang) 9/13/17, 3:02 PM There would be no *Satoshi Nakamoto* without Jamie Dimon  Satoshi Nakamoto Irina Litchfield (@IrinaLitchfield) 9/13/17, 2:15 PM “There would be no bitcoin without Jamie Dimon — and in some ways he’s right to fear its rise”… ‪There would be no *Satoshi Nakamoto* or/and #KeyserSoze or/and #mrRobot without Jamie […]

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Credit Score, Social Security Numbers and 143mm Lost

September 12, 2017

By Larry Chiang It’s your Uncle #LarryChiang, here. I have got a niche opinion that goes a little bit against common sense, but if you want a FICO score over 750 ASAP, you’re going to have to go down a rabbit hole… But first some context and a plot spoiler. The context is that you […]

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Can You Read Instructions and Execute Detailed Credit Score Protocols

September 6, 2017

By Larry Chiang Confusion. The primary tool of any oligopoly is confusion.  Big tobacco: confuse people with “scientific” studies Big credit: Confuse people with credit protocols and hide transparency Larry Chiang (@LarryChiang) 9/7/17, 10:22 AM Credit – credit is the biggest “can-you-read instructions” test with implications for life’s biggest expense: INTEREST I recommend you get […]

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What They Don’t Teach You at Product School

September 5, 2017

By Larry Chiang I was able to attend Dan Olsen’s Product Management event at Intuit. A great, great speaker presented. Carlos Gonzalez de Villaumbrosia.  My niche (unpopular 🙂 is to teach CS majors how to sell. Selling and product Mgmnt involves interrogating the truth out of buyers.  My theorem for product management is that product […]

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Initial Coin Offerings, What They Don’t Teach at Oxford

September 4, 2017

By Larry Chiang China may have cancelled ICO’s but in America, a prepaid token is still super real via the ERC-20 protocol Larry Chiang (@LarryChiang) 9/4/17, 9:02 AM “It’s like playing a video game. Pinball Wizard. You pump it in, play your game and people get value out of that” #cs183ico #cs183bc…   Larry Chiang […]

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