Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Dignity, the First Casualty of Entrepreneurship

by Larry Chiang on July 2, 2015

Larry Chiang (@LarryChiang)
First casualty in any and all successful startups: “dignity”
By Larry Chiang 
Have you ever sold cookies at a bake sale? Or bussed tables?
I have used cupcakes for lead gen purposes and I didn’t feel clean afterwards. Cupcakes. Are. Critical. 
Larry Chiang (@LarryChiang)
Add quote: “The first casualty of entrepreneurship is dignity” 


Bing Bong is in my Twitter feed. I use him to knowledge activate:

Larry Chiang (@LarryChiang)
“The first casualty of war is innocence. The 1st casualty of entrepeneurship is your dignity.”

Larry Chiang (@LarryChiang)
“I’d have more dignity if I were peddling $33.o7 HJ’s to sorority girls.”


Losing your dignity does solve the problem of ‘female founder imposter complex’ Google Larry Chiang women 2.0 imposter complex


Stored Computational Labor’s Attempt to Cross the Chasm From the Right (CTCFTR)

July 2, 2015

By Larry Chiang When you are pitching and selling at the bleeding edge of tech innovation, you have got to execute protocol “#CTCFTR”. Chris Dixon does this pattern by linking hashcash, blockchain and bitcoin to “stored labor” Chris Dixon (@cdixon) 7/2/15, 10:24 AM Adam Smith called capital “stored labor”. Bitcoin is literally stored computational labor […]

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The Idea versus The Execution of the idea

July 2, 2015

By Larry Chiang The idea does not drive innovation in Silicon Valley. Execution of mundane details do. mLarry Chiang (@LarryChiang) 7/2/15, 9:49 AM A butt selfie is a lot like checking your FICO @creditkarma; a shot of where your butt’s going. #Belfie @6502838008 Larry Chiang (@LarryChiang) 4/15/14, 10:12 AM It’s called a “Selfie without #LarryChiang” #larrychiangSolutions Download the Twitter app Larry […]

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What credit score is required for a Westin Hotel credit card

July 1, 2015

By Larry Chiang  We are all friends. After I help you with this credit card, you’re gonna wanna be BEST FRIENDS Larry Chiang (@LarryChiang) 7/1/15, 7:00 PM What FICO score do you need for the Westin hotel credit card by AMERICAN EXPRESS? 748.8 Google “748.8 748.6″ I wrote a really popular article called SPG

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Pop Your “1st Customer Cherry”

July 1, 2015

By Larry Chiang So as a college student, your credit cherry got popped correctly – De-virginizing correctly matters. Well, as a collegiate founder, getting your first customer is a large milestone! I argue, getting your first paying customer is wayyyy harder than getting into YC or STANFORD University. Seriously, serious.  Getting your first customer is […]

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Building Credit Score

July 1, 2015

By Larry Chiang Do you agree with this tweet? Larry Chiang (@LarryChiang) 7/1/15, 9:53 AM Public is out there wondering what their FICO score is.You make your credit score. #BCSeutwm What’s BCSeutwm!?  #FreeCreditReport (@freecreditrepor) 9/27/14, 2:08 PM #bcsEUTWM=BuildingCredit Score,Engineering up tidal wave (positive) momentum Larry Chiang (@LarryChiang) 9/27/14, 11:11 AM TheFirst four 1’s [“1″ = {on time credit payment} […]

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300 Bucks

July 1, 2015

By Larry Chiang I care about the money. There are VCs walking around with literally a $350k line of credit in their wallet, a $300mm fund and maybe 60 bucks cash.  Solicit them. You know those signs that say “NO SOLICITATION”. They’re not meant for CS majors to abide by.  Larry Chiang (@LarryChiang) 7/1/15, 9:10 […]

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Marketing So Advanced, It’s Dumb

July 1, 2015

Larry Chiang (@LarryChiang) 6/30/15, 7:47 PM If Silicon Valley startup founders marketed movies, they’d use organic, New Zealand lamb brands, that no one knows

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Your Revenue “Cherry”

June 30, 2015

By Larry Chiang  A lot of founders still have their hymen.  Pop your revenue cherry. In the same way I make sure Larry Chiang (@LarryChiang) 6/30/15, 11:23 AM As an engineer, I’m mentoring you to #PopYourYcherry. Don’t let Y= 0, the way it was zero for #NickTesla {#GEfounder} CEO of Duck9, Larry (@6502838008) 6/30/15, 11:26 AM Did you […]

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Duck Chapter 9 Bankruptcy

June 29, 2015

By Larry Chiang There are two secret classes that do not exist. Inherently, the two classes help you duck Chapter 9 (#ch9 = entrepreneurship) bankruptcy.  Larry Chiang (@LarryChiang) 5/12/15, 2:31 PM Super majority of founders going nowhere try to cross the chasm from the left w other left-of-The-Chasm tools #CTCFTR Larry Chiang (@LarryChiang) 6/29/15, 2:56 PM […]

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