Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

SPG, BottleRock and High Credit Parties

by Larry Chiang on May 28, 2016

By Larry Chiang
Acronyms should drive you crazy. But with deep underground credit knowledge via Stanford Engineering street smart protocols… You can benefit

Larry Chiang (@LarryChiang)
#SPG @Amex = Starwood Preferred Guest Amex. 


Friday night SPG, VIP. Notice that Amex gives you a 30 minutes heads up…

American Express (@AmericanExpress)
#SPGAMex Card Members at #BottleRock stop by the SPG Amex VIP Skydeck 530-6 PM on 5/27 to meet @offalchris.


The Wine Train (@winetrain)
Find our pop up restaurant at the @BottleRockNapa 3rd Street Gate! Fri-Sun 7pm-midnight! #NapaValley #BottleRock

WESTIN HOTEL – the wine train is across the street. 

La Toque (@latoque)
@latoque is at Westin Hotel Call for reservations. (707) 257-5157 


Larry Chiang (@LarryChiang)
#SPG @Amex = Starwood Preferred Guest Amex. The afterparty @WestinNapa#spgAmex…
707 257-5157 



DJ a Pizza to a Sushi

May 26, 2016

By Larry Chiang Eating raw fish is a relatively recent innovation.  Sushi Pizza in NYC at Alpha Fusion from Larry Chiang’s Tweet  DJ API’s.  DJ two Innovation Chasms.  DJ a pizza to a sushi DJ used to be where one song ended on the jute Box. DJ is now where you blend two songs. DJing is relatively […]

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Brady Begs You To Get a Higher FICO

May 26, 2016
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Compression Algorithms

May 25, 2016

By Larry Chiang FICO is a compression algorithm. I study how to hack it.  Ulmer is an algorithm for Hollywood.  Larry Chiang (@LarryChiang) 6/5/15, 4:06 PM Im not the Ulmer Scale guy. But do the math, Piven’s the Emmy winner and he’s hustling #leadGen w/popcorn. See my fB Ditto Forbes Bankability Index Bonnie Gillespie (@bonniegillespie) 5/29/13, 9:37 PM […]

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Sweaty Boobs = Higher FICO

May 25, 2016

By Larry Chiang When I see sweaty boobs at 7:57am on vacation in Napa…, I think: *shopping cart FICO score augmentation de la Vicky’s Secret* using signature credit recipe that’s street smart. Literally. #poBox16589 Yup, #poBox16589 is a curated recipe of starting up your FICO score if you’re a female that wants to graduate college with a […]

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Only the People Who Are Mammals Re FICO

May 24, 2016

By Larry Chiang  If you think you can, you’re correct.  If you think you can’t, you’re correct also Nguyen, Ivy A (@nguyenivy) 5/24/16, 5:58 PM @LarryChiang Can anyone in the US, no matter their income or circumstances, utilise your advice & end up with good #FICO / better CC deals? FICO credit score, 790

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CS 183abc. The ABC’s of Starting

May 24, 2016

By Larry Chiang Starting is the toughest.  The first 600k is the hardest.  Basic customer service.  Basic sales. Basic execution.  Basic arbitrage.  Larry Chiang (@LarryChiang) 5/19/16, 11:21 AM EBay can be part of your momentum as a 19 yo starting. #cs183abc is the ABC’s of start-up #Startup #growthHacking… After you sell one item on eBay, […]

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VCs Would Invest $0 and Take 20% If You Let Them

May 24, 2016

By Larry Chiang Read wrightBros book. They kept a journal. As brothers Orville and Wilbur wrote letters by and between.  1127westThirdStreet.  Larry Chiang (@LarryChiang) 8/6/15, 12:42 PM First & 2nd aerospace engineers, #WrightBros, still gonna get an ethnic VC low BALL-ing (p148 VC offered $0 for 20%. See my @gigaom article Read this where a VC […]

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Ham4Ham is a Sequel To Hamilton

May 21, 2016

By Larry Chiang I study how tradeshow booths explode with positive energy.  Melissa Bernardo (@mrbplus) 5/4/16, 9:27 PM Thank you JJ Abrams & @Lin_Manuel for making this the best #StarWarsDay ever. #JabbaFlow #Ham4Ham Download the Twitter app Vicki Essex (@VickiEssex) 5/15/16, 1:32 PM How did I miss this? #Ham4Ham Lin-Manuel Miranda & JJ Abrams wrote a Star Wars song together for #MayThe4thBeWithYou… {photo credit Raz […]

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11 Tips I Learned Hacking SXSW

May 19, 2016

By Larry Chiang Prepare to win Tip #1: prep to win 2017’s sxsw, this Saturday.  Heard of 25 minute abs!? Well, it turns out spending twenty five minutes on  #SXSW is a great way to spend south of half an hour on a Saturday morning Come to my Saturday office hours at 530Lytton. We will talk about […]

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