Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Avoid and Duck Getting Fired, Acronym And Pun, Intended

by Larry Chiang on November 15, 2018

By Larry Chiang
Duck getting fired.
Avoid getting canned when you start a startup.
steve blank (@sgblank)
How to Keep Your Job As Your Company Grows…

Stanford Engineering 145; Lec 19. “Personal Business Plan and Model”

Note: TOM Chiang’s answer to impending firing was to just “be nice”.
Getting fired is an emotional rollercoaster of heck and more heck. For every business hardship in life, you should get a mentor that “pattern recognizes” (#ENGR145; Lec 8 is #PRPRPI). Then, hand over decision making while we as the mentees
– Pattern replicate
– Pattern Iterate. Thus, #PRPRPI.
Your emotions will betray you and these emotional states will be used against you. Remember, they have fired a hundred founders. You. You have never been fired. And therefore are at a disadvantage
SO *pattern Recognition* is what we “delegate” to a mentor. Pattern replicate & Pattern Iterate is what we do as the mentee
Look at my smile…, it’s ear to ear bc I have a mentor.
“How to keep your University of Illinois ⚾️ ‘job’ as Coach Augie Garrido imports 10 dudes who all throw 90++ and play SS/3B”
What I didn’t do= Take role in the
Stanford Engineering 145; Lec 19.


What Underwrites Money and Gives Money Value

November 11, 2018

By Larry Chiang Working in credit for ten plus years makes you uncover a lot of systemic issues that surround sound money. Sound money is money that is stable.  USD ‘Gold Standard’ only lasted 28yrs.  Blip in time vs 5000 years of human history. Just enough time for our nation to rack up $70+ Trillion […]

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Guardsmen Tree Lot Party Dec 15, 2018 Will Look a Lot Like 2017

November 8, 2018
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October 30, 2018
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CS Majors Using Sales Premiums to Sell Cars to CS Majors

October 29, 2018

By Larry Chiang Set aside the fact that Satoshi just sold SatoshiLite on selling his friend a car… This is how selling as a cs major works. They work via the protocol “sales premium”. A sales premium is giving something to you that’s very popular like Ice Cream, cute gimmick, a Larry Chiang hug or […]

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The Velocity Of Bitcoin

October 29, 2018

By Larry Chiang Where is crypto going What to pay attention to Check out this analysis… Willy Woo (@woonomic) 10/28/18, 11:39 PM Bitcoin quarterly monetary velocity at its lowest point since Sep 2010. Back then we were in the mining era [1] of the coin. Silk Road had yet to appear to drive velocity up […]

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Storing Value is Treasure Management

October 28, 2018

By Larry Chiang Clear and succinct state of crypto affairs  Jimmy Song (송재준) (@jimmysong) 10/28/18, 11:05 AM Ability to store value motivates building. Ability to spend motivates consumption.Produce or consume? Which leads to prosperity? This is at the heart of Crypto-Austrianism and Crypto-Keynesianism.

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DUCK, Deep Undergrad Credit Knowledge, About Work

October 10, 2018

By Larry Chiang You get to a Four Hour Work week by thinking about work in a unique way where I agree with Tim Ferriss and Naval Ravikant. Filing under “jobapreneur” Larry Chiang (@LarryChiang) 10/10/18, 8:10 PM  Anuj Abrol (@nujabrol) 10/10/18, 2:04 AM The ⁦‪@naval‬⁩ Q&A on the ⁦‪@tferriss‬⁩ show was an enlightening experience. My favs: – How […]

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Sorority Reunion and California Entrepreneurship Week

September 27, 2018

Larry Chiang (@LarryChiang) 9/27/18, 1:26 PM Not to resemble something that’s crazy and awesome, but I’m the solo founder of #CalEWeek. California Entrepreneurship Week. By Larry Chiang In honor of sorority reunion, let us do something small and entrepreneurial.  Not to resemble something that’s crazy and awesome, but I’m the solo founder of #CalEWeek. […]

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15 Steps Toward $600,000

September 26, 2018

By Larry Chiang I ❤️ money so much I want you to get some Larry Chiang (@LarryChiang) 9/24/18, 4:48 PM ⁦‪@jesse_kuet008‬⁩ How to Start. Like playing small ball ⚾️, making your first $600,000 involves some basic practices [in this, A tweetstrorm of 42 So going $9000to $600k, I’ve tagged stuff #ZeroPt6 (600k) bc this town of billionaires forgets […]

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