Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

5’8″ and Under Can’t Spank Bank

by Larry Chiang on November 16, 2017


Vancouver 11/22/17 to 11-28-2017  Crypto events

November 12, 2017

Wednesday  Larry Chiang (@LarryChiang) 11/11/17, 1:06 PM 11/22/17 7:00 pm-830pm… Saturday Larry Chiang (@LarryChiang) 11/11/17, 4:43 PM dApps Full Day Workshop #25Nov2017… Download Larry Chiang (@LarryChiang) 11/11/17, 1:14 PM #ScalingBitcoin #AfterParty 11/23/2017. 830pm -10:oo PM… Vancouver /11-22-17  to 11-28-2017

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Selina Wang on Fake Accounts

November 4, 2017

By Larry Chiang Sales. Growth. Both are so important that companies are willing to fudge the numbers.  Selina Wang (@Selina_y_wang) 11/3/17, 7:38 AM Read my story about a former Twitter employee who says fake Russian accounts were not taken seriously  Larry Chiang (@LarryChiang) 11/3/17, 11:39 PM In credit cards, letting the “growth team” mitigate fraud […]

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7 Street Smart Ways to Get a Mentor

October 26, 2017

By Larry Chiang Getting a mentor is at the heart of succeeding after college. Approaching mentorship is boiled down into a listicle of “7 Street Smart Ways to Get a Mentor”.  A lot of these are going to be massively counterintuitive. But to me, Paul Graham, Serena Williams and Keith Rabois, they’re second nature   […]

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Blockchain at Berkeley’s Upcoming Halloween Events

October 26, 2017

Upcoming Events Crypto Party this Friday, October 27 from 6:00-8:00pm. We care about your privacy. This will be a guided workshop on how to use practical cryptography to protect yourself in the digital space. RSVP here.  Plasma: Scalable Autonomous Smart Contracts this Saturday, October 28 from 5:00-6:30pm. Blockchain at Berkeley R&D will be giving a presentation on Plasma, the scalable smart contracts framework proposed […]

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LP Thought Leadership Season

October 25, 2017

By Larry Chiang Peter Pham (@peterpham) 10/23/17, 2:13 PM Nov. 28th great GP/LP event in SF by @TrustedInsight. All GP’s should attend, ping me if you are looking to pitch LPs… Please apply here to pitch your VC Firm: top institutional investors agree, Trusted Insight’s inaugural conference in June 2017 “brought together world-class LPs” was “insightful, incisive and […]

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Money Is Such a Great Marshmallow Test

October 24, 2017

By Larry Chiang  Marshmallow testing is delayed gratification testing. Wait 2-5 minutes to eat a marshmallow and then get another marshmallow. Don’t wait and delay your gratification by eating marshmallow NOW and that’s the only marshmallow you get.  Calpers ate their present and future marshmallows.  Larry Chiang (@LarryChiang) 10/24/17, 8:54 AM #Money2020: Bet 5% on […]

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Crypto Gossip

October 23, 2017

Jimmy Song (@jimmysong) 10/23/17, 9:30 AM This is truly insane. BTG had a high of 0.196 BTC. Currently trading at around 0.073 or about $423… YoBit.Net has turned every engineer with $40-50k in crypto into a gossiping VC associate who sits on zero boards but lets you know their NASDAQ opines likes he’s […]

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The Internet ID Workshop at Computer History Museum

October 16, 2017

By Larry Chiang This week, I’m doing something incredibly relevant to crypto by co-hosting co-promoting #iiw25. It’s Internet Identity Workshop. Oct 17-19. Let me know if you can attend. iiw is VERY relevant if you’re doing risk mitigation and credit underwriting individuals, credit underwriting companies and credit underwriting tokens. It’s under my curation #cs183uwct and #RMRMRE (risk […]

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The MMQB on PQRST From Peter King Podcast with Tom Brady

October 13, 2017

By Larry Chiang My notes, ensue.  The MMQB (@theMMQB) 2/14/17, 4:30 AM Tom Brady breaks down the #SB51 comeback on @SI_PeterKing‘s podcast. See the game from Brady’s perspective:… Check out part one episode: Check out part 2; MMQB episode: The MMQB (@theMMQB) 2/16/17, 4:15 PM Part Two of @SI_PeterKing‘s podcast with Tom […]

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