Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media
By Larry Chiang
Teams of academically smart engineers attempting entrepreneurship enthrall me. It’s a hobby of mine to sit First Chair Entrepreneurship. Yes, front row of a class on starting up a startup. I pattern recognize it to be a room full of first round draft picks. All 1st round picks must compete against ferocious UDFAs (Undrafted Free Agents )
True story. There are more UDFAs in the Hall of Fame than there are first round picks. 

Larry Chiang (@LarryChiang)
My low IQ is an asset bc I remember how difficult every step to multi-millionaire was

My pain is your gain. 

So because I internalized each greasy rung, I am in perfect position to see which academically smart teams of engineers will “get out of their own brain” and execute in the real world. Execution can be felt by your team’s competition via “inflection points”. If you’re a newbie to “Speak My Language”, an inflection point is a major external deliverable that your team accomplished. 

Larry Chiang (@LarryChiang)
#ENGR145 vs ENGR 145. Similar to YC vs YC…

This article I wrote to help Stanford engineers identify and join a “unicorn” startup. Aileen Lee coined the phrase. Unicorn means a Billion dollar startup. Here is how to 
- Be a Unicorn
- Join a unicorn
- Sniff out a unicorn
- later startup a Unicorn
My low IQ got to the right on the entrepreneur Bell Curve with the below two videos. If you go to Stanford, a bell curve is like a school that hands out grades below an “A-“
For example an “F”. is a bit ly I memorized that links to
These sushi rolls of California “krab” are huge and set the bell curve on size (not quality :-)
CTCRTR is kinda my dovetailing five books (Harvard called it “The Fifth Epiphany” bc I wrote a blog post that’s the sequel to five books
- Crossing the Chasm [G Moore]
- Four Steps to the Epiphany [S Blank]
- Lean Startup [E Ries]
- Business Model Generation
- WTDTYAHBS [Mark McCormack]
End “The Fifth Epiphany”
Cross the Chasm From the Right = CTCFTR = #CTCFTR


Austin “Under 40″ Awards Gala MARCH 7, 2015

March 3, 2015

By Larry Chiang This Saturday, the annual “Under 40″ Awards Party takes place at Austin Marriott. UnOfficial Austin ( will be covering. Video interviews of winners will be available on YouTube More details are here

Read the full article →

Speak My Language

March 3, 2015

By Larry Chiang  Am I a strange duck? I speak via hashtags. The public sees hashtags as sarcasm, recap, repetition or the punctuation for a random point. For example “That Stramgt 353 class needed more HBS case studies  #Not” #Stramgt353 on my twitter feed is a Firehose of entrepreneurship from inside Grousbeck’s class at GSB, […]

Read the full article →

23 Very Specific Things to Look For As a Stanford Engineering Joining the Next Uber, Palantir, Facebook, PayPal, Revel Systems or Uber

March 3, 2015

By Larry Chiang All unicorns biatch!!! I came to Silicon Valley because a unicorn co-founder recruited me to do lead gen. It was an engineer with sales skills in charge of biz dev recruiting an engineer with sales skills. My grasp of “CS major seeking Unicorn” is so strong (via coat tailing the tech tastemaker, […]

Read the full article →

“You’re going to mentor me whether you like it or not.” — Larry Chiang

March 2, 2015

ENGR145’s two anchor videos move you to the right on the entrepreneur bell curve  Is a bit ly I memorized that links to CEO of Duck9 Stanford University’s Founding EIR (Entrepreneur in Residence) Duck9 = Deep Underground Credit Knowledge 9 c/o UCMS Inc 2021 Midwest Road / 3rd FL Oak Brook IL 630-705-5555 650-283-8008 […]

Read the full article →

Who Was Kobe Bryant Was a Mentee Too?

March 2, 2015

By Larry Chiang  Mentorship. Paramount in my ascent to “Silicon Valley institution” is how I pay attention to mentorship. So many mention the concept. Almost no one delves in as deep. Mentorship can seem counterintuitive and this column is meant to showcase  – how mentorship really works – how it might develop – what mentorship […]

Read the full article →

Hitting subject, Tommy Edelman. I remember two DISTINCT at bats where he worked the count from 1-1 to 2-1 by laying off perfect pitchers pitches. I’m honored that I know the massive outcome swing between 1-2 (BA sub .200) and 2-1 (BA over .400)

March 2, 2015
Read the full article →

7 Networking Tips to Grow Your Treasure Chest at SXSW

March 1, 2015

Larry Chiang’s book, What They Don’t Teach You At Stanford Business School, has an entire chapter devoted “Networking”. As CEO of Duck9, he networks with coeds to get college consumers get a FICO over 750. Post Harvard Law School keynote, Harvard Business wrote: “What They Don’t Teach You at Stanford Business School“. This post coincides […]

Read the full article →

What They DO Teach at Stanford Engineering About Being a CS Major Doing Douchie VC Work

February 28, 2015

By Larry Chiang Stanford informally teaches how to listen and judge a startup pitch. It’s a campus of people pitching cool concepts and ideas.  At and around Y2E2, CS majors are the people capital that “funds” startups. As CS majors, “we” need to hone our ear and listen as a VC. Heck, we are VCs […]

Read the full article →

Best Entrepreneurship Question of the Month!

February 27, 2015

Larry Chiang’s book, What They Don’t Teach You At Stanford Business School, has an entire chapter devoted to “Character Compassing”. As CEO of Duck9, he helps institutions make credit receivables less risky and plays the other side to by getting college consumers get a FICO over 750. Post Harvard Law School keynote, Harvard Business wrote: […]

Read the full article →