Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media

Episode 7 Emailing Strangers To Close Deals

by Larry Chiang on September 9, 2019

Larry Chiang @duck9 (@LarryChiang)
Episode 7; #HowToNotGoBankruptAsAnEntrepreneur 

Emailing strangers. ‬⁩

Emailing people, cold calling people that hang up on you. Mailing people just to be different. Let’s focus on email 


Larry Chiang @duck9 (@LarryChiang)
Ex-athlete and 🌲alum, Lisa ⁦‪@LisaFalzone‬⁩, would cold email #cs183email

For example, after reading ⁦‪@bhorowitz‬⁩ book, she cold emailed the sales guy Ben ⁦‪@a16z‬⁩ mentioned. 


Larry Chiang @duck9 (@LarryChiang)
Cold email is where you’re emailing people out of the blue
VCs and 🐳 like to be sold. 


Larry Chiang @duck9 (@LarryChiang)
Sean Jacobsen cold emails speakers at conferences to see they want to join a group dinner during the tech or investor conference

Brennan McEachran 👨‍🚀 (@i_am_brennan)
And follow up, like 9 times if youre serious. Spam is crazy these days and inboxes are horrible to parse


Jason ✨😊✨ Lemkin 🦄 (@jasonlk)
If you want a job somewhere in tech

Just reach out to whomever you want to work for with a great email

Everyone is hiring today. Everyone.

Larry Chiang @duck9 (@LarryChiang)
⁦‪@Shobeir‬⁩ ⁦‪@ryangraves‬⁩ ⁦‪@Uber‬⁩ When Ryan was in Chicago, he used asymmetric networking protocol #cs183Email#ch4 = networking


Larry Chiang @duck9 (@LarryChiang)
asymmetric. It’s when two VIPs don’t wanna talk to you. And one of them is doing the half assed intro. 

Larry Chiang @duck9 (@LarryChiang)
Episode 7; #HowToNotGoBankruptAsAnEntrepreneur 

Emailing strangers by guessing what their email address is. Killer great tip ⁦‪@LisaFalzone‬⁩


Larry Chiang @duck9 (@LarryChiang)
Bill Gurlie spent a third of his VC presentation on sales, deal flow, networking, email marketing and cold-calling. #0Questions #KauffmanVC


Distribution is #cs183d

August 26, 2019

Larry Chiang met his mentor, Mark McCormack, via a book, “What They Don’t Teach You at Harvard Business School“. Trying sales, entrepreneurship and reading people really helped round out he book smart engineering courses they teach at Stanford. Harvard B-school’s blog has applications of what Chiang learned from McCormack such as DISTRIBUTION By Larry Chiang […]

Read the full article →

The Entrepreneurship dots are never connected

August 26, 2019

Larry Chiang advocates a J.B.A., Jedi in Business Administration, which prepares you to be mentored by Jedi’s like Mark McCormack. Neither Chiang nor his mentor, Mark McCormack, went to Harvard Business School but gleaned all the content via published syllabus. After Chiang’s Harvard Law School keynote, Harvard’s Harbus wrote: “What They Don’t Teach You at […]

Read the full article →

Deep Underground Capital Knowledge

August 19, 2019

By Larry Chiang So much of VC is sales, selling, distribution and promotion  #cs183vc #cs183s #cs183d #cs183vc #cs183a34z VC #cs183vc, Venture Capital #cs183s CS 183 (Peter Thiel) Sales #cs183d – distribution  #cs183vc venture capital for cs majors #cs183a34z

Read the full article →

Doing VP of Marketing Work

August 19, 2019

By Larry Chiang If there is no one driving the bus, you can just install yourself as VP of Marketing. The vice president of Marketing is like a #csMajorCMO. External APIs happen all the time.  For example, if you tutored people to  – get a higher SAT score, the Scholastic Board didn’t grant you permission  […]

Read the full article →

Inverted Fun Curves

August 16, 2019

By Larry Chiang Flip and invert the fun curve Women who are 29-33, invert your fun curve. Fun curves are exactly like the Interest rate Yield Curve Inversion. Nature makes you less fun when fewer men try to date you.  Women who are 25-29 yo, are the “10 year” 29-33 are the ‘2 year’ Sexual […]

Read the full article →

Low Interest Rates Set a 5,000 Year, Low

August 15, 2019

By Larry Chiang Good luck out there if you’re studying Deep Underground Chinese Knowledge [d.u.c.k.] Brad Lemley (@BradCLemley) 8/14/19, 4:34 PM ⁦‪@NickSzabo4‬⁩ Bloomberg’s blithely asserting the “non-weirdness” of something that has not happened in 5,000 years is a pretty unique take:… Download  Nick Szabo 🔑 (@NickSzabo4) 8/14/19, 4:06 PM It doesn’t cost any more to store […]

Read the full article →

Sahil Lavingia on Surviving a Mutiny

August 8, 2019

Sahil Lavingia (@shl) 4/6/19, 11:11 AM When Gumroad went from a skeleton crew to just me and I pretended everything was going alright.

Read the full article →

Don’t kill the “Messenger” SxSw 2018

August 8, 2019
Read the full article →

Running Bitcoin

August 4, 2019

halfin (@halfin) 1/10/09, 8:33 PM Running bitcoin

Read the full article →