Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Money Management and Money Dykes Dams and Flow

by Larry Chiang on June 26, 2017

Larry Chiang (@LarryChiang)
Credit. Credit has a public key and a private key #stanfordCCbc
Watch the Ray Dalio video [Ted Vancouver]…

Muchkin the teddy bear knows…
Download twitter and see  #cs183mm

Larry Chiang (@LarryChiang)
public key. private key. #cs183mm
#cs183tax Cryptocurrency #MITccBC



Naval Ravikant and Todd Sampson on Cryptocurrency

June 25, 2017

Naval Ravikant (@naval) 6/24/17, 12:05 PM The most successful cryptocurrency will be worth more than the rest combined. The runner up will be worth more than all the ones below it… Naval Ravikant (@naval) 6/21/17, 3:06 AM 1/ Blockchains will replace networks with markets. Naval Ravikant (@naval) 6/21/17, 3:06 AM 2/ Humans are the networked […]

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Public Buffers

June 23, 2017

By Larry Chiang Day time hot-tubbing is wayyyyyy different from night time hot tubbing. At night, bad things happen that could get me fired from the company I started. I never judge a book by its cover. Tech founders come in all shapes and sizes. But day-time hot tubbing is just like swimming in a […]

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ICO Best Practice: Civic Key

June 22, 2017

Marc Kenigsberg (@marckenigsberg) 6/21/17, 1:00 PM @civickey Token Sale the new #ICO Best Practice. Here’s how it went. Congrats @VinnyLingham… via @BitcoinChaser

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‪What They Don’t Teach Us at UCLA C.S. School When Underlings Are Trying To Bang At Work And WE Get Fired

June 21, 2017

What They Don’t Teach Us at UCLA C.S. School Is that An Ajit Nazre Trying To Bang At Work Def Gets US Fired #Ch7.  Larry Chiang (@LarryChiang) 9/16/15, 10:39 AM I love puddy. But, I’ve priorities. #Ch7: never bang on the road What They Don’t Teach Us at UCLA C.S. School Is that An […]

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No CS, Big Stack Overflow Account Problem

June 21, 2017

Larry Chiang (@LarryChiang) 6/21/17, 7:24 AM Me teaching Stanford non CS undergrads to hack their FICO (credit score) by stack, overflowing Trans Union filter

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FICO 0~> 800

June 21, 2017

Larry Chiang (@LarryChiang) 6/20/17, 6:08 PM Apply for the Starwood Credit Card after your FICO goes 0~> 800! Minimum is #fico748pt8 Larry Chiang (@LarryChiang) 5/17/17, 7:26 AM I’m embedding this into a blog post on credit score, starting #fico748pt8 = 748.8, @arrington‘s old FICO…

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What is Muse Cage?

June 20, 2017

Larry Chiang has Jedi in Business Administration [J.B.A.] and crashed a tech conference with Mark McCormack’s advice.  Mark McCormack wrote What They Don’t Teach You at Harvard Business School. Larry Chiang stresses street smarts so, Harvard’s Harbus wrote: “What They Don’t Teach You at Stanford Business School” after a guest lecture at Harvard Law School.  by Larry Chiang Muse […]

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Advice for Buying a House by Lizzy @LizzzzzzyG

June 18, 2017


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What They Don’t Teach You In School About Home Owners Associations

June 18, 2017

By Larry Chiang They don’t teach you anything is school about managing the dinosaurs in your Home Owners Association (HOA) Larry Chiang (@LarryChiang) 3/2/12, 11:32 AM who executes slower: My community HOA board of directors or 5 fortune 100 execs in a room? Hi HOA, police service dogs less. And use “best efforts” to limit trespassers […]

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