Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media
By Larry Chiang
Calling a credit bureau preserves zero rights.
Writing letters is the only way.
For example,
CEO of Duck9, Larry (@6502838008)
How do I dispute a debt showing up on my credit report without restarting the clock on it, if it is a legitimate deb…

Larry Chiang (@LarryChiang)

Here is the original thread that you can copy-paste-cite-source

Credit Scores: How do I dispute a debt showing up on my credit report without restarting the clock on it, if it is a legitimate debt?

Tim on Quora Credit Scores: How do I dispute a debt showing up on my credit report said, “I previously worked for a credit reporting agency.”

He then incorrectly mentors you to:

“Call the credit reporting agency that was used to pull your credit report and start the dispute process.

Legally they have 45 days to complete research regarding the dispute and resolve the issue. BUT FOR WRITTEN DISPUTES ONLY

By law (refer to the FCRA), anyone who pulls your credit report (the credit reporting agency) must provide assistance with credit disputes. FCRA by law requires you to write paper mail using USPS postage stamps

I, larry Chiang, has been on record saying, “Use stamps for a paper credit dispute”. For example,

Larry Chiang (@LarryChiang)

Here is my use of YouTube to convey a message that isn’t credit related

CEO of Duck9
Stanford University’s Founding EIR (Entrepreneur in Residence)
Duck9 = Deep Underground Credit Knowledge 9
c/o UCMS Inc
2021 Midwest Road / 3rd FL
Oak Brook IL
650-283-8008 (cell)
Founder of “What They Don’t Teach at Business School” for CNN iReport:
Author, NY Times Bestseller
“What They Will NEVER Teach You at Stanford Business School about EUTWMPPM @SXSW” comes out 11-11-14
52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
Emergency swings and cutting deals as an 9 year old


Very Likely Merchant Fraud at Chevron San Francisco with Merchant Double Billing

August 22, 2014

12/12/2013 12/13/2013 Sale CHEVRON 00093535 $79.06 Print Transaction Number 24046033347000060672820SAN FRANCISCO, CA 941230000 US In-person transaction copy paste a letter. dispute letter. mail it in to your credit card bank. this adheres to FCRA

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What Steve Ballmer Won’t and Will Be Teaching at Stanford Business School’s STRAMGT 588 Class

August 22, 2014

Larry Chiang studied every class in engineering school before he took it like it was an AP Exam. Chiang’s co-founder Matt Smith graduated with a FICO over 800 which helped them self-fund. Leveraging an augmented FICO’s improved credit score is the bases for ENGR145. Its a class at Stanford Chiang taught on ‘technology entrepreneurship’. Now, […]

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US banks want 10-12 debit card transaction / month. Why?!

August 21, 2014

By Larry Chiang  Larry Chiang (@LarryChiang) 8/21/14, 6:44 PM Why do certain US banks/credit unions require 10/12 debit card transactions per month to give higher interest rates? Download the official Twitter app here Banks want you as their primary. It’s harder to be slutty and less loyal.  What I mean is that you benefit […]

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Chris Beams’ Curation of an Entrepreneur Pattern LABCS 3348 #LABCS3348

August 20, 2014

Larry Chiang graduated engineering school with a FICO over 800 and so did Duck9 co-founder Matt Smith. Leveraging his augmented and improve credit score, he self-funded. Now, Chiang teaches creative founder financing and street smart legal at Stanford Engineering. His class on ‘technology entrepreneurship’, Engineering 145, is also the focus of his Bloomberg BusinessWeek column […]

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Customer Zoom with Aaron Eden (August 20, ’14)

August 18, 2014

Larry Chiang has a Jedi in Business Administration. It combines sales skills with Engineering. He spoke at Harvard Law School and Harvard Business wrote: “What They Don’t Teach You at Stanford Business School“. Now Chiang writes at Harbus, sits first chair entrepreneurship and investigates the concept of Customer Zoom. PALO ALTO, Calif. By Larry Chiang […]

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Treasure Management of Stock Value During Fundraising

August 18, 2014

By Larry Chiang  What’s great about Silicon Valley is the mentorship, curation of great entrepreneur content and mentorship via newsfeeds. Witness… Dave McClure and Travis Kalanik mentor all of us here: Larry Chiang (@LarryChiang) 8/18/14, 8:07 AM Pro rata rights De la uber.… hat tip: Jonathan Abrams’ twitter and Facebook newsfeed. Travis Kalanik: Pro […]

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Does FICO Calculate Score for Lenders?

August 8, 2014

Larry Chiang has an engineering degree and taught at a Top 100 University called Stanford University. He spoke because Harvard Business School student, Paul Thompson, called him a “credit score vigilante and he wrote: “What They Don’t Teach You at Stanford Business School“. Now, Chiang writes at Harbus and investigates how to Beat the FICO. […]

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ENGR 145 Equals “4 books”, 3 blog posts’ and, “2 videos”

August 7, 2014

Larry Chiang motivationally listens as he sits First Chair Entrepreneurship. He regurgitated, cited and sourced his mentor, Mark McCormack, so well that he keynoted at Harvard Law. In Harvard Business School’s Harbus, Paul Thompson wrote: “What They Don’t Teach You at Stanford Business School“. Now, he writes at Harbus himself and activates knowledge for engineers […]

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Every Slide Larry Chiang Uses to Dave-McClure Any Conference

August 7, 2014

52 Cards. 2 Jokers. What They DO Teach You at Stanford Engineering School about Street Smarts (cards made by Ryan Shea) SAN FRANCISCO, Calif. By Larry Chiang Weapons Of Mass Distribution is today at Kabuki in SF. FTC Disclosure: Larry Chiang is wet and “PO Box 105281″ does more than a $85,000,000 google investment This […]

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