Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Duck Chapter 9 Bankruptcy

by Larry Chiang on June 29, 2015

By Larry Chiang
There are two secret classes that do not exist. Inherently, the two classes help you duck Chapter 9 (#ch9 = entrepreneurship) bankruptcy. 

Larry Chiang (@LarryChiang)
Super majority of founders going nowhere try to cross the chasm from the left w other left-of-The-Chasm tools #CTCFTR


Larry Chiang (@LarryChiang)
When a tech founder is embarrassed to use pizza, cupcakes or oxygen, I smell bankruptcy #DuckCh9Bk…

Pizza, cupcakes and oxygen. They’re all essential

Class number one is #ENGR145s. E 145s helps you practice doing lead generation with cupcakes

CS 183s is class number two. 
You sell in this sliver of a vertical. 

Pizza works super well too

Larry Chiang (@LarryChiang)

Larry Chiang (@LarryChiang)
Cross the Chasm From The Right by Staddling the Chasm #CTCFTRSTC
Cookies work Okay 



Larry Chiang’s Money Hashtags De-Scrambled

June 29, 2015

By Larry Chiang  Money has a set of subroutines  I curated like a museum curator. Except, I do not collect masterpiece paintings. I collect the best subroutines about money and entrepreneurship and VC.  Larry Chiang (@LarryChiang) 3/23/15, 10:08 AM How exactly do 650 “#R2D2VC“s get to  #ZeroPt6 ($.6mm/$600k) executing #GuaGuaGuacamole via 200 #LarryChiang videos!?! By […]

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The Wrongest Founder Move Ever

June 29, 2015

Larry Chiang (@LarryChiang) 6/29/15, 9:06 AM The Wrongest: Being an early adopting consumer entrepreneur while you promote & sell your innovation in X By Larry Chiang Big mistake. This happens all the time.  The wrongest. The most wrong thing you can do as a founders: Taking your innovative widget and marrying it to something else […]

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Credit Score 748.6 and Beyond {748.8+}

June 29, 2015

By Larry Chiang  Do you know what the difference between .297 and .259? All-star versus also also-ran. Yup, I’m getting ready for all star game in Cincinnati.  In the industry I’m an “All Star” in, credit FICO score, 748.8’s matter.  Larry Chiang (@LarryChiang) 6/29/15, 7:29 AM Make your MON shine: spend 5 min @creditkarma and raise your […]

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Can you name a startup that isn’t a “Sequel”?!

June 28, 2015

By Larry Chiang This theory makes me incredibly popular with connected Silicon Valley rising stars. But the following same theory makes my massively unpopular to the entrepreneurial uninitiated. This theory: Everything’s a sequel. Every concept that the uninitiated deems “original”, we initiated conclude: Yup, that pitch we just heard is a sequel. Yes, I heard […]

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Lytton And Cowper

June 27, 2015

By Larry Chiang Saturday mornings, I go to a Bank of America and “start-up” FICO scores. It’s like a hobby.  Larry Chiang (@LarryChiang) 6/27/15, 11:12 AM It’s 11:11. And I’m pop up office-ing at a BANK OF America Want to get your first on-time payment associated to your social sec number?! Yup, social security […]

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Larry Chiang’s Twitter Poem about FICO

June 26, 2015

By Larry Chiang  I can drop a Shakespearean Sonnet because it’s an EFFEN Wednesday! Dapper tux was a “comp”. Well on Twitter I busted out a rhyme about credit score: Larry Chiang (@LarryChiang) 6/26/15, 7:08 AM Collect derogatory they do happily,Meet an app called Experian Positive info #POBox4500, sadly.High FICO for-the-win! “Collect derogatory they do […]

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#KPACgoals – Kimberly Palmer, alpha consumer goals

June 26, 2015

By Larry Chiang Yesssssss.  christinewhelan (@christinewhelan) 6/24/15, 11:47 AM #SocialMedia: We share just about everything, but what about #goals? My advice @USNewsMoney @alphaconsumer @PaulaPant So twice daily, I set a startup intention. 11:11. By start up, I mean starting you up. Not purely a tech startup.  Starting up You.  Starting up You Inc Starting up you FICO via first […]

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LABCS 3319, Live Action Business Case Study 3319, Purposefullness in “Accidental Entrepreneur”

June 26, 2015

Larry Chiang (@LarryChiang) 10/18/14, 10:38 AM #PurposefulAE is the hashtag for “Purposeful Accidental Entrepreneurship” It’s #LABCS3319 #LABCS

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Sell Pizza is to execs after 9:30 in SF

June 25, 2015

Michael S Galpert (@msg) 6/24/15, 9:46 PM Awesome startup idea: serve food past 9:30pm in SF 215 favorites 

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