Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Selfie. No Self.

by Larry Chiang on July 22, 2016

Larry Chiang (@LarryChiang)
Selfie, no self. #SelfieNoSelf [founder of the hashtag that knowledge activates #NonEmployeeCoFounder]
By Larry Chiang
My selfie, no-self practice is meant to knowledge activate Founders Fund practice of “non-employee co-founding”
Please stop gossiping about Repub. Nat’l. Conv. Gossip, bores. 
Money should excite and stimulate u. 
Just like a selfie no self excludes the photographer– non-employee co-founder raises the price of the stock they buy because they’re a fund of founders


Saving Money On Interest By Raising and Preparing Your FICO Credit Score

July 22, 2016 What experts won’t tell you about scaling up and starting up a FICO score of 850‏ – YouTube  By Larry Chiang Building an ark before the flood took a lot of work and faith.  Building a high FICO before the rising debt tide is counterintuitive also. Faith!? Trust me, the largest expense in a […]

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25 Ways To Increase Your Credit Score Without Going Into Debt or Applying for Credit

July 21, 2016

By Larry Chiang Your credit score is dependent upon your email address. There is such a thing as Email Address Underwriting for Credit Granting Purposes. This technique falls under thin file analysis. Credit and risk analysts must make tough choices based on thin credit (report) files. Credit report files are from the three American credit […]

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Vision, Values, Methods, Obstacles and Measures #V2MOM

July 20, 2016

By Larry Chiang Larry Chiang (@LarryChiang) 7/16/16, 9:22 PM #V2MOM stands for Vision, Values, Methods, Obstacles and Measures Larry Chiang (@LarryChiang) 7/16/16, 9:18 PM #V2MOM: A Great Way to Focus Your Team on What Matters – Emergence Capital… Tony Robbins and Marc Benioff

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SyFy #LaunchParty

July 20, 2016

By Larry Chiang Launch party at San Diego Comic Convention  IncorporatedSyfy (@IncSyfy) 7/20/16, 10:34 AM Get an exclusive look at @Syfy‘s newest thriller this Saturday at the @IncSyfy screening. #InCorpWeTrust #SDCC2016 IncorporatedSyfy (@IncSyfy) 7/19/16, 2:39 PM Be the first to see the pilot of @Syfy‘s newest thriller, #Incorporated Saturday, July 23 at 7pm at #SDCC16. #InCorpWeTrust Danny Sullivan (@dannysullivan) 7/20/16, 2:17 PM Starting #SDCC at […]

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“selfie, no-self” #SelfieNoSelf’

July 20, 2016

By Larry Chiang Selfies.  Larry Chiang (@LarryChiang) 4/16/16, 11:28 AM In your town, its selfies. In #SiliconValley, we are doing #SelfieNoSelf‘s #Belfie.  Butt + selfie => knowledge activating selfie, no-self…. Which knowledge activates “non-employee co-founder. #cs183LC

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First Business

July 19, 2016

By Larry Chiang Larry Chiang (@LarryChiang) 7/19/16, 2:15 PM Master P Finds a Great Founder: via @YouTube Mowing lawns. Printing a business card. Hacking wood to engineer up a pull-cart. Selling your little brother to give up a summer to work for u. That’s actually #cs183s’ first lesson: pop your new account generation cherry […]

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Cross the Chasm From the Left

July 19, 2016

The super majority of “technology startup’s” use something not-yet-adopted (Twitter) to drive adoption of their innovation (in this case bitCoin). I call this *cross the chasm from the left* Evan Kirstel (@evankirstel) 7/19/16, 7:20 AM #Bitcoin startup @iPayYouPayment launches ‘Pay-by-Twitter’ service #payments  cross the chasm from the left is not the way.  cross the […]

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Dan Olsen on #21Jul2016

July 19, 2016

By Larry Chiang Real world event 6pm. 488 University Ave.  6:30pm, VCs office on 535 Hamilton dan Olsen will be speaking on #ProdMgmnt. #Product Management Dan Olsen (@danolsen) 7/18/16, 3:19 PM I’ll be sharing advice on How to Achieve Product-Market Fit at @LeanProdMeetup on 7/21:… #leanstartup #prodmgmt #ux Larry Chiang (@LarryChiang) 7/18/16, 5:19 PM #ProdMgmnt#GrowthHackingDan @danolsen $15 is […]

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AMA Tweet Answer Expanded by CEO of Duck9, Larry on Twitter @6502838008

July 18, 2016

Nguyen, Ivy A (@nguyenivy) 6/2/16, 10:04 PM @6502838008 Will my credit report #cs183creditscore show something else during months where I had a zero balance? Does 24mo count restart? By Larry Chiang AMA is Ask Me Anything  Larry Chiang (@LarryChiang) 7/18/16, 12:46 PM .@nguyenivy zero balance, zero paid is an “X” on your particular trade line. X = non event. #ruleof1111 […]

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