Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Learn to Love the Waitlist

by Larry Chiang on January 21, 2018

Understand how waitlists work

Brady is saying, I wanna say hi to Aspen!

A post shared by Larry Chiang (@larrychiang6502838008) on


We Buy Ugly Crypto

January 21, 2018

 By Larry Chiang Houses. There’s a cottage industry buying up distressed property. Fixing it up. Then selling it. It’s arbitrage as old as the “No money down” infomercials on tv.  “Don’t fix up your token. Pump your token.” That is exactly the state of the industry ranging from industry conFabs (conference fabulous) #TokenSummit to #Consensus2018 […]

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Shitcoin Turnaround

January 19, 2018

Vladislav Ginzburg (@Uncrypt_Vlad) 1/16/18, 12:58 PM #shitcointurnaround is the best phrase I’ve heard at #WCEF2018 so far. Coined by @LarryChiang… By Larry Chiang Crappy tokens. There are quite a few! But this post is not to heap on judgement nor restate conditions about ICOs and existing alt Coins. It’s about #shitcoinTurnaround because most will fold but some will focus. This focused post […]

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Don’t Go Full DoucheBag as a YC Tech Founder

January 19, 2018

#cs183do. Do work. Don’t just douche. #WCEF2018  *While I’m ecstatic for your relationship w @SatoshiLite from the MIT event…, maybe code and promo like a #csMajorCMO versus just asking for a recommendation letter*

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We Buy Ugly Crypto

January 18, 2018

By Larry Chiang Have you seen those signs, “We Buy Ugly Houses”? Real estate investors buy distressed property, fix it up and then sell it. It’s coming to crypto.  It’s coming to crypto because I brought it. I first learned of this from an MIT media lab speaker when he was talking at Stanford Blockchain. […]

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What’s Larry Chiang’s Blockchain Play via #shitcoinTurnarounds

January 17, 2018

By Larry Chiang I get asked what I exactly do a lot. To be clear, I execute and #cs183do a lot. I do a lot of lead generation and I do a lot of stuff that seems magical. It’s not magic, it’s business recipes anyone can pattern replicate. Larry Chiang (@LarryChiang) 1/17/18, 8:08 AM What […]

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I believe in Merkle Tree’d Money Trees but #PObox4199 is Real Too

January 15, 2018

I believe in Merkle Tree’d #sextupleEntendre TREE intended] Money, But PObox4199 is Post Office Box 4199 Because I’m a Smart One Way Conttact Sent from my iPhone 8 number that Steve Jobs texted me on

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Barack Obama’s SXSLawn is South by South Lawn

January 14, 2018

Larry Chiang graduated college with a really, really high credit score and so did Matt Smith. Together, they leveraged their augmented FICO credit score, to self-fund their RESPECTIVE small businesses. Matt Smith is a non-employee cofounder of Duck9. Chiang now teaches creative founder financing and street smart legal at his Stanford Engineering inspired YouTube page. […]

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Inflation, the Hidden Tax

January 11, 2018

Mises Institute (@mises) 1/10/18, 1:41 PM Ongoing inflation offers the state many opportunities to collect even more from taxpayers. NODE40 (@Node_40) 8/12/16, 7:02 AM Hashrate, Security, & the ‘Tax’ of Inflation: @Dashpay‘s Ryan Taylor Gets Unconventional #bitcoin #DASH #DigitalCash  

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Isaac Newton and South Sea’s Example Showcasing Deep Underground Capital Knowledge

January 10, 2018

By Larry Chiang Isaac Newton. He’s super great at math because he invented Calculus and came up with a compression algorithm for gravity.  South Sea’s Stock soared. And then plummeted.  Isaac Newton needed Deep Underground Capital Knowledge  Larry Chiang (@LarryChiang) 11/29/17, 4:08 PM Isaac Newton lost a stack of fiat on England’s hottest stock… […]

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