Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

Crypto Lunch

by Larry Chiang on January 17, 2020

Larry Chiang (Duck9 w Tom Brady, 🐶), Michael Terpin (Founder BitAngels), Erika Zapanta (Global Director of Events/CoinAgenda) and Brian Zisk @BitAngels VIP Lunch at Truluck’s Miami, Florida


There is no one with the power to change the Bitcoin halving

January 17, 2020

By Larry Chiang Deep Undergrad Crypto Knowledge. Do these Asian people at a crypto conference who are in-the-know mad!? There is a halving coming up. Miners rewards are cut in half. Are asian people pissed?  Think about this eventuality.  Bruce Fenton (@brucefenton) 1/16/20, 7:49 PM There is no one with the power to change the […]

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Miami Bitcoin Week Jan 13 – Tuesday Feb 4, 2020

January 13, 2020

By Larry Chiang Miami Blockchain Week has a lot of San Francisco bitcoin Executives coming to the 33131. If you do not live in Miami, that zip code is Miami Florida. Right now, we are bitcoin oriented because blockchain is for people that want a really slow, really centralized database.  Events: January 13 Bitcoin meetup. […]

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School Loan Debt, Mortgage Debt and Credit Card Debt

January 12, 2020

By Larry Chiang Debt is only getting worse.  Two of these are out-of-control.  Larry Chiang @duck9 (@LarryChiang) 1/10/20, 1:44 PM ⁦‪@ErinJHolmes‬⁩ ⁦‪@iiiitsandrea‬⁩ Two are out-of-control. What did #hr627 do for 🇺🇸? What They Dont Teach You: Treasure management is the only chapter I really wanted to distribute. Debt makes you choose horrible things. […]

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‪Top 10 Things Women Don’t Understand About Treasure Management ‬

January 11, 2020

By Larry Chiang This will be an incendiary post about money. To be fair, verrrry few understand money and the patterns that emerge prior to taking in a single digit million amount of United States dollar. To be empirical, women I’ve met have swallowed up this knowledge and gobbled up the common sense things that […]

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What They Do Teach You at Alpha Kappa Psi About Cold Email

January 11, 2020

By Larry Chiang It’s very street smart to cold call people. Cold email is a version of distribution. Distribution is where you network and distribute yourself.  Cold email was taught at AKpsi at Stanford. I’m an honorary Delta Sigma Pi because I guessed at what DSP taught their members. I got to keynote Delta Sigma […]

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Going for Broke

January 10, 2020

Bankruptcy.  Strategic default (bankruptcy) is just one of 200 ways ‘credit code 9’ occurs. #bk #cs183duckBk Going broke is a business protocol. Yes, default of financial obligations is a strategy Dan Primack (@danprimack) 1/10/20, 1:53 PM Most likely outcome for Casper. It goes public. Then gets bought by private equity, which has been doing “the […]

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Theorem of Turning a Credit Card Into a Debit Card

January 10, 2020

By Larry Chiang A credit card should be operated like a debit card.  Every nickel out should be paid attention to. Just as if you’re down to your last $300, the attention to detail will help turn a credit card into a debit card.  – paying your credit card balance every Thursday.  In doing so, you’re […]

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The Approach for a Selfie With Marc Gasol, 33, Toronto Raptors.

January 9, 2020

Miami FLORIDA By Larry Chiang Larry Chiang and Marc Gasol.  I set up this selfie by walking over two, 2 Liter bottles of water taking great care as to not drop them due to the condensation that was quickly building. Miami is humid AF.  Condensation helped me generate three new accounts my first week selling […]

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Four Seasons Miami Restaurant Edge Steak and Bar (lunch menu) Lec 7 cs 183 Distribution

January 9, 2020

By Larry Chiang Stanford engineers, practice distribution.  Larry Chiang @duck9 (@LarryChiang) 1/9/20, 11:42 AM Can you “distribute” a menu that self distributes, itself. Try googling the Four Seasons restaurants menu… Solve problems. Distribute those solutions. Gain confidence. Lec 7, #cs183distribution Asse9 Austin Secret (@asse9) 1/9/20, 11:42 AM Edge steak and Bar (lunch menu) Edge […]

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