Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

Subscribe NOW

Enter your email address:

Text Message our CEO:


or on twitter

Free Resources

Click Here to learn more

In The Media

Day Drinking and Launch Parties

by Larry Chiang on July 28, 2016

By Larry Chiang

Evening events that involve drinking keep out females who have childcare responsibilities. 

That is the problem. 

The solution is daytime, middle day, launch parties. This isn’t my idea. I saw it in 2007. 

Larry Chiang (@LarryChiang)
Josh @joshk is my “drink with us midday @PalaceHotelSF during tech Conf #SeacliffRoom” mentor cc Oren…

Larry Chiang (@LarryChiang)
Josh @joshk is my “day drinking party @PalaceHotelSF during tech #web2summit” mentor cc Oren @Michels @lorakolodny

Larry Chiang (@LarryChiang)
Tip @VentureBeat. Me and Josh @JoshConstine were at a party drinking water and handing out drink coupons 


Larry Chiang (@LarryChiang)
Drinking tap water with dudes in 394. Its not a suite, but more of a closet. Come by to prohabitate #web2summit

Larry Chiang (@LarryChiang)
Just got asked if I’m typing a novel into my phone… No ma’am, its a screenplay. Zero drinking but lotsa texting


What’s Your Side Hustle?

July 28, 2016

littleHR (@littleHR4u) 7/28/16, 11:03 AM How do you bootstrap a startup while working a full-time job? It takes perseverance, some confidence, and a dash of hope. By Larry Chiang Bootstrapping a startup while working a full-time job is called a side hustle. Let us examine engineers who side hustle.  Larry Chiang (@LarryChiang) 6/7/16, 2:55 PM […]

Read the full article →

The Issue with After Hours Launch Parties

July 28, 2016

Lora Kolodny (@lorakolodny) 7/28/16, 9:34 AM 2/3 “drink with us after hours” events are designed to leave out people w/ caregiving responsibilities after work. mostly women.

Read the full article →

Jessica Dickler, Schrodinger’s Wave Equation, His Cat and Your Credit Score

July 27, 2016

By Larry Chiang Engineers know about Shrodinger’s cat and the HBO #SiliconValley episode about the trapped museum worker. Basically, checking on the health or status of something affects the cat Shrodinger’s Wave Equation positively affects your FICO credit score* CNBC (@CNBC) 7/26/16, 5:34 AM Memo to obsessive compulsives: Checking your credit score a lot may […]

Read the full article →

Asthma’s a $21B Industry, But You’re Not Getting VC Money

July 27, 2016

By Larry Chiang Change the world.  Make meaning, not money.  There are the well-intentioned advisors who themselves are in safe ivory towers dispensing the bogus advice of “forego making money, do something significant.”.  Do not get me wrong, I am an advocate of  – Change the world.  – Make meaning, not money.  But, I am […]

Read the full article →

Patrick McMullan Documents a Launch Party

July 27, 2016

By Larry Chiang Equity Film launches in NY and LA this weekend. It’s limited distribution at first and then wider. The advertising spend will depend on how much distribution happens in Los Angeles and New York.  Sales matter. Distribution is always a challenge. How you launch a product matters. Stanford engineers now do CS major CRO […]

Read the full article →

BuHahahaa, Gotcha! #cs183buHahahaa

July 26, 2016

By Larry Chiang Larry Chiang (@LarryChiang) 7/26/16, 8:57 AM #cs183buHahahaa documents gotcha capitalism. It’s #EUBM gone wrong. Knowledge activating “creative business models”… The bad… Ben Lucier (@benlucier) 6/13/16, 3:57 PM I haven’t moved back to Canada yet and I already loathe the pricing tricks that Bell and Rogers are playing on me. #internet #phone The more […]

Read the full article →

Adding Your Fulltime Job to Experian, Trans Union and Equifax “#ExpTransFax”

July 25, 2016

Larry Chiang’s book, What They Don’t Teach You At Stanford Business School, is a sequel to his mentor’s, Mark McCormack’s, book, “What They Don’t Teach You at Harvard Business School“. Chiang had his book launch party at New York Fashion Week. As a college founder, Larry Chiang mentored college students at public schools to get […]

Read the full article →

Selfie No-Self.

July 22, 2016

Larry Chiang’s book, WTDTYASBS, is a sequel to his mentor’s, Mark McCormack’s, book, “What They Don’t Teach You at Harvard Business School“. Larry Chiang had a book launch party at International Management Group’s New York Fashion Week (NYFW). As an engineering cofounder, Larry Chiang mentored college students to get a FICO over 750. From the […]

Read the full article →

Saving Money On Interest By Raising and Preparing Your FICO Credit Score

July 22, 2016

Larry Chiang encourages CS majors to cram MBA knowledge into their brain before the “2+2” uber early admit, MBA program at GSB-HBS. Why should you trust a New York Times best selling author who moonlights as a New York Fashion Week supermodel? See the #CSmajorCRO skills. For example, months-and-months of pre launch promotions paid off […]

Read the full article →