Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media

2015 Internpalooza in Silicon Valley

by Larry Chiang on April 1, 2015

Larry Chiang’s book, What They Don’t Teach You At Stanford Business School, has an entire chapter devoted to “Mentorship”. As CEO of Duck9, he helps institutions make credit receivables less risky and plays the other side to by getting college consumers get a FICO over 750. Post Harvard Law School keynote, Harvard Business wrote: “What They Don’t Teach You at Stanford Business School“. This post is about, “How to get an internship at a startup that is going to make you salary and stock rich”.

When supermodels get paid internships, they use the pics to build their portfolio. We as supermodels get paid to build up a body of work. Video courtesy Larry Chiang YouTube channel
Stanford, CALIF.
zip code 94305, +/- 150 miles = Silicon Valley
By Larry Chiang
What’s Internpalooza!? It is the parade of internship people from ivy schools. A paid internship at a high profile tech company is surprisingly accessible. Even for crap colleges like the U of I ;-) Getting an internship takes focusing on a subroutine of details. While they’re easy to do. They’re easier not to execute. Easy business subroutines are easier to ignore, discount, lament and analyze than they are to execute.
“Me and winners do not know why losers don’t execute”
– Larry Chiang
Third Institution of Silicon Valley*

That’s the counterintuitive news.
The problem:

Larry Chiang (@LarryChiang)

Housing is a problem.

Solving your housing problem will entail seeing this blog post as a business subroutine you copy-paste like how you copy paste from
- StackOverFlow
- GitHub
- Duck9 for your FICO score prep**
(I rescinded all IP. It’s yours free. Even my book was copyright free:-)
Here is my signature business subroutine for undergrads to pattern replicate being a CS major, and program a summer 2015 internship with housing:
/1/ Realize What Drives Silicon Valley
Interns that become founders.
Every future founder, VCs hypothesize, comes to Silicon Valley as an intern of some sort. Future founders all are paid apprentices under
- Uber (Travis Kalanik),
- Julia Hartz (Eventbrite),
- Lisa Falzone (Revel Systems)
- Cory Levy (One)
- Jeff Bezos (Amazon)
- Zuck (@Facebook dot com)
- Jeremy (@Yelp dot com)
You like that I just gave you email addresses!? Cold emailing as a CS major works really well. You can just guess at the email like the Dan Shipper blog post (
Interns that have a high probability in being founders is incredibly sought after! This leads me to my next point…
/2/ Make It. Take it.
The general population used to think “fake it until you make it”. Nope. You, the street smart CS majors are self-starters. Heck, you are reading this and sharing this and studying this. Self-start. Make it. Take it.
“It”, of course, is what…?
The key to solving housing is to
- Make Entrepreneurship
- Take Entrepreneurship
How you specify specifically make it and take it leads to my next point
/3/ Solve housing with a “Minimum Viable Entrepreneurship Execution for Naperville Interns in Silicon Valley” (M.V.E.E.N.I.S.V. #MVEENISV)
The gen pop thinks acronyms are too inside baseball. Street smart interns see acronyms as signature business subroutines that work all the time 95% of the time.
The gen pop is out there begging on Facebook for housing. The gen pop is trolling Craig @Craiglist dot com for low cost housing (May 20- August 13). Plot spoiler: What works in College Station, Urbana, Columbus and W Lafayette won’t work here.
Here in Silicon Valley, you’re gonna need to hustle. Here is how to hustle:
Tweet #MVEENISV. If you don’t tweet, start. Twitter is what powerful people in Silicon Valley care about. Still. If you do not feel popular bc you’ll only have me as your follower, start up. Start a twitter with the best signature business recipe #LTMTVA
(Remember, CS majors google to get code. So google LTMVTA. It’ll help you #MVEENISV)
Counterintuitive truth. A tweet about
#MVEENISV @LarryChiang
lands in my email inbox as high priority. While I am not important… These people care
- Uber (@TravisK),
- @JuliaHartz (Eventbrite),
- @LisaFalzone (Revel Systems)
- @Cory Levy (One)
- Jeff @Bezos (Amazon)
- @JeremyS (@Yelp dot com)
You like that I just gave you twitter addresses!? Cold tweeting as a CS major works really well. You can just google the twitter. Remember, Ryan Graves was kinda like an intern when he cold tweeted Travis. It helped Ryan be an employee at #UberCab and while a billion isn’t all the money on the world, it’s a good start
I dunno where Ryan slept that first month.
I do know Mike Maples crashed on Evan Williams couch
I do know Jeremy Lin slept on Landry Fields sofa.
I do know that George Clooney slept on sofas too.
-4b- #MVEENISV up
Remember #MVEENISV stands for Minimum Viable Entrepreneurship Execution for Naperville (Illinois!) Interns in Silicon Valley
The gen pop sees entrepreneurship as a perfect idea no one has thought of before you. Silicon Valley sees ideas as cheap. Execution is everything.
Execute “Minimum Viable Entrepreneurship Execution for Naperville Interns in Silicon Valley” by doing three kinda simple things
- tweet “#MVEENISV @LarryChiang”
- set up LTMVTA
- load up an event on Eventbrite where you host something in Silicon Valley
I know you’re a kid. I know I am mentoring you to host something. It is street smart to host something. If you’re scared to execute, pattern replicate a “signature business recipe”(see a pattern here?!). The signature business recipe for hosting an event in a city you do not live in (yet) is LTMVP (less than minimum viable party #LTMVP)
“At the core of #MVEENISV is hosting a 11 min party on @eventbrite. Invite @LarryChiang #LTMVP
I wanted to call this article
Larry Chiang (@LarryChiang)
“What Id Do As a 20 year old Intern named Larry or Lauren CHIANG”

Cory Levy hosted a conference as a high school junior at Stanford University

“When an intern moves, Silicon Valley moves faster than Providence”
– Larry Chiang
See my tweets…

Larry Chiang (@LarryChiang)
Silicon Valley interns. The 2015 edition #PRPRPI


PRPRPI explained
Larry Chiang (@LarryChiang)
#Internpalooza w Kara Swisher July 22, 2014…
Unofficial Austin (@UnofficialATX)
Thx for liking my vid & tweet @733amDo u know about @LarryChiang‘s #ENGR145, E145 is “tech entrepreneurship” class


Old people like thank you notes. Thank you emails suck
CEO of Duck9
Stanford University’s Founding EIR (Entrepreneur in Residence)
The general population (gen pop) saw and sees my friend Megan like a stripper. I knew she was a L3 (third year law school).
Heck. Call me and I’ll walk you through #MVEENISV
Duck9 = Deep Underground Credit Knowledge 9
As the Third Institution of Silicon Valley, I’m the co-founder of UTeWeek. But I’m a civilian so you do not salute me. My 650-283-8008 (cell) is real. If it sounds like a joke, it’s hilariously real and #hiLarryAss
Founder of “What They Don’t Teach at Business School” for CNN iReport:
Cutting deals as a 10 year old is funny too!


Strategic Management 353 #Stramgt353 is Free to Student Athlete MBAs

March 31, 2015

By Larry Chiang The NCAA gave express written consent for all y’all to  1/ eat more than 3 meals 2/ take Stramgt353 as part of your partial or full scholarship Larry Chiang (@LarryChiang) 1/10/15, 9:32 AM Curious how a student athlete got #Stramgt353 knowledge as an undergrad!? Be @655Knight 6:15pm #20Jan2015 Download ENGR145’s 2 […]

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What They Do Teach You About SALES at Stanford Engineeing CS 183S

March 31, 2015

By Larry Chiang Sales. It’s what for dinner at Evvia.  Sales is the mythical skill every VC knows is important. But they don’t know how to teach. VCs also don’t know why founders can’t execute sales.  Before ENGR 145’s “Technology Entrepreneurship’s” tutelage via the hashtag #ENGR145, YouTube videos at ENGR 145 and wordpress blog posts, […]

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Always Be Launching. Always Be Promoting a 5 CS Major Co-Founders Who SELL

March 31, 2015 AUSTIN Texas By Larry Chiang As an engineer, I let Micheal Jordan be my launch mentor.  Michael Jordan taught me: “Every night, I look up into the stands and think, ‘Who hasn’t seen me play? It drives me to put in a good performance.’” Sounds like a premier to me! Looks like a launch […]

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Avoid and Duck Chapter 9 Bk (Bankruptcy)

March 30, 2015

By Larry Chiang There is a form of bankruptcy where you’re so worthless that creditors do not bother going after your assets BECAUSE YOU HAVE NO ASSETS.  Consumer Bk (bankruptcy) is called a charge-off [note: “9” is credit code ChargeOff as per #ExpTransFax; Experian, Trans Union, Equifax]. Startup Bk {bankruptcy = Bk} is called Assignment-for-Benefit-of-Creditors. […]

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Part 4 Customer Development Manifesto by “Fake Steve Blank”

March 27, 2015

By Larry Chiang Larry Chiang (@LarryChiang) 3/27/15, 5:29 PM Dear mentor @sgblank, is there a part IV!?! This is my 5th request. sblank711 sblank 713…… This post, by me, is part 4 of Steve Blank’s “Customer Development Manifesto” series and makes more sense if you read Professor Blank’s part 1, part 2 and part 3 How am I qualified […]

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How To Pay For Hawaii w Hawaiian Arbitrage

March 26, 2015

By Larry Chiang In lecture #3, CS 183b, Paul Graham (PG) implored us to see entrepreneurship everywhere. Well, that’s lofty. As EIR (founding), I recommend a slew of practice tactics en route to “seeing entrepreneurship everywhere” For a Hawaii themed example that is also a Starwood preferred guest themed example: Larry Chiang (@LarryChiang) 3/26/15, 7:48 […]

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A Celebration and Party to Commemorate Zero College Students Dropping Out Due to a $15,000 Capital One Credit Line

March 24, 2015

By Larry Chiang Back in 2007, the drop out rate was into double digits. Lol, Capital One would issue $15,000 credit lines to students with zero income (I’ve reached out to Capital One executives and am waiting for a callback). Students would drop out of university in droves. Today, in the era of The CARD […]

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Adrian Stone, Dai Truong, Kevin Callahan Lead the Post SXSW Deal Making Push

March 23, 2015

By Larry Chiang As a lazy blogger, I’ll track and embed at-replies from SXSW Interactive 2015. Adrian Stone (@SmallTimeVC) 3/19/15, 8:19 PM RT @LarryChiang #germanHaus#sxsw@jordanrcrook You have email from my mentees from Melbourne cc @SmallTimeVCcc @ExperienceClass Deals get done in and around Larry Chiang’s circle Sam Lee (@Sam_Lee1985) 3/22/15, 3:32 PM Thanks to our Mentor @LarryChiang Most launch from behind a laptop, […]

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Entrepreneurship In Hawaii

March 23, 2015

By Larry Chiang Hawaii!!! Unofficial Austin (@UnofficialATX) 3/22/15, 12:16 PM The School (name=?} at Waikiki Hard Rock: via @YouTube On Tuesday March 24, 2015, I’ll be here: Larry Chiang (@LarryChiang) 3/23/15, 8:56 AM Pupus & Pitches! #Engr145… March 23 & 24, I’m at the convention center  Larry Chiang (@LarryChiang) 3/23/15, 2:21 PM State Science and […]

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