Larry Chiang, President and CEO Duck9.com

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I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

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In The Media

Me and Kasandra Cajucom’s Derivation

by Larry Chiang on December 8, 2016

By Larry Chiang
Yes, I know that tittle is not grammatically correct.!
But I’m using artistic license to reinforce this financial literacy truth and this credit underwriting innovation: “All credit risk innovations rely on some previous innovation”
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“Derived from Karlie’s wings during the #VSFS2011 Aquatic Angels segment.”
— Kasandra Cajucom
Let me reveal Victoria’s [credit underwriting] SECRET, “#cs183vs“. Yes, cs-183-Victoria-secret. How did I morph Stanford engineering’s #cs183s‘ into CS 183vs?!

I was popping a boner and did not have a thumbtack. The thumbtack causes pain and I lose my woodie. So watching these supermodels with my full chubb, I start to think about the moist boring thing ever:

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Einstein’s rule of 72 makes me redirect blood that’s in my little head into my big head. 
Larry Chiang (@LarryChiang)


Woodie, alert, dissipated. 

Larry Chiang (@LarryChiang)
Watch 2016 Victoria’s Secret Fashion Show Live Online: Start Time, Streaming Video Link For Monday’s Show google.com/amp/www.inquis…


I am crashing the 2017 Victoria’s Secret Fashion Show to knowledge activate “What Elsa Knows About Imposter Syndrome for Female Tech Founders Because She’s Not Asian But Wearing a Dragon Chi Pao Lingerie”


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Elsa backstage in Paris in November 2016 (show airs Dec 5, 2016

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Elsa may not be as Chinese as the 4 other Chinese models but she’s rocking that dragon like she’s FULL ASIAN

Larry Chiang (@LarryChiang)
I am embedding your 11-11-11 tweet in to my @duck9 blog — It’s nice to meet a #vsFashionSHOW model! #RuleOf1111‘s dorky bc it’s #FinTech twitter.com/sui_he/status/…



Sui He (@sui_he)

Kasandra Cajucom (@keysandraaa)
Derived from Karlie’s wings during the #VSFS2011 Aquatic Angels segment. twitter.com/Iohlita/status…

image2.JPG

Larry Chiang (@LarryChiang)


Larry Chiang (@LarryChiang)
Watch 2016 Victoria’s Secret Fashion Show Live Online: Start Time, Streaming Video Link For Monday’s Show google.com/amp/www.inquis…


I am crashing the 2017 Victoria’s Secret Fashion Show to knowledge activate “What Elsa Knows About Imposter Syndrome for Female Tech Founders Because She’s Not Asian But Wearing a Dragon Chi Pao Lingerie”


Larry Chiang (@LarryChiang)
I am embedding your 11-11-11 tweet in to my @duck9 blog — It’s nice to meet a #vsFashionSHOW model! #RuleOf1111‘s dorky bc it’s #FinTech twitter.com/sui_he/status/…



Sui He (@sui_he)


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Tweet by Sui He on 1111 Helps Me, Help You with a Launch Party for Financial Literacy

December 8, 2016

By Larry Chiang I knowledge activate financial literacy by first focusing on something attention getting.  Afterparties.  Sometimes, drinking water and taking a break is the perfect after party. But the phrase afterparty seems scandalous.  An after party on 11-11-11 knowledge activates a lot of ones in a row. It’s a view into how credit reports […]

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Yoni Dayan, TA de la Engineering 145 Missed a Legendary Lecture, Cross the Chasm FROM THE RIGHT

December 7, 2016

‪By Larry Chiang waffles. Waffles help you get traction for your innovation.  Waffles help you cross the innovation chasm.  Palo Alto used to have #StartupWaffles,‬ #cs183c. ‬ Okay, let me backtrack.  Yoni Dayan (@yonidayan_) 11/17/16, 1:03 AM Improving #learning? Nah! @Classe_Inversee @itslearning_Fr real mission: spread waffle in the world! #EducatecTice pic.twitter.com/Nu5BcQ35hq Yoni Dayan (@yonidayan_) is a […]

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Virgin of Credit vs 10-yr Professional. Who gets from FICO 500 to 750, Faster

December 6, 2016

By Larry Chiang 17 1/2 yo with no credit.  40 yo with a FICO of 720.  Who gets to a FICO over 770, faster!?! Let us look at the credit Virgin The credit virgin gets a $300 line of credit at a Bank of America. In 24 months, their FICO is 750++ That took 2 […]

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Carina Hsieh on Victoria’s Secret’s Fashion Show

December 6, 2016

By Larry Chiang This shows Deep Underground Credit Knowledge Carina Hsieh (@carinahsieh) 12/5/16, 7:52 PM no fucking way lmao pic.twitter.com/Jtf6NtF1zX http://www.youtube.com/watch?v=eudADPfTWiE&sns=em This smoke show at Victoria’s Secret reminds me to remind you that some of my most Chinese friends are Caucasian. And that if you’re wanting to raise your FICO credit score… — be Chinese […]

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Zero to 748.8 is EASIER Than ‘702’ to 748.8

December 6, 2016

By Larry Chiang For Stanford undergrad engineers, the journey to 750 is pretty smooth. Just 24 on time 1’s.  Larry Chiang (@LarryChiang) 12/5/16, 7:04 PM Let us go from #702toFICO748pt8 (aka “750” Click ~> #FICO748pt8 <~ to go zero to 748.8 702 -> ~750 = harder because of friction pic.twitter.com/c8vNGyhQ2y 748.8 was Mike Arrington’s credit […]

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Uber without Über

December 5, 2016

By Larry Chiang As an entrepreneurship rule, we never try to cross the chasm with something more innovative with our innovation.  Larry Chiang (@LarryChiang) 12/5/16, 1:34 PM In my expert opinion, Uber at this portion of the Chasm #cs183uber pic.twitter.com/UK07A83Zww Larry Chiang (@LarryChiang) 12/5/16, 1:31 PM Uber without Uber is 45-200 years away in my uber expert, #RollerChiang opinion. #BlockChain Like […]

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Deep Underground Venture Capital Knowhow

December 5, 2016

By Larry Chiang Capital as in venture capital.  Quartz (@qz) 12/1/16, 7:05 PM Product Hunt was acquired and venture capital may never be the same again qz.com/850714 AngelList (@AngelList) 12/1/16, 1:08 PM We serve the tech companies that are shaping the world. Together, we’ll be one network where they can fundraise, recruit and launch. Larry Chiang […]

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What To Expect at Fast Company Grill, 2017

December 4, 2016

By Larry Chiang At #201BrazosStreet lies a great SXSW networking hub.  #fcGrill takes over Cedar Door and at night there is dancing with great DJ’s [i swear there are 300 people dancing and super seeaty] What’s surprising is the educational content and access to south by southwest thought leaders.  kimlast (@kimlast) 3/15/16, 12:05 PM Just wrapped […]

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CEO of Duck9, Larry, Is A Humorous Financial Literacy Speaker

December 3, 2016

By Larry Chiang I try to be funny.  Well, if I am not funny at least I was educational. These may sound like jokes…, but every attempt at humor is law-based humor as per America’s FCRA (fair credit reporting act). Grinding out blog posts where you act, execute and note-take FCRA laws have met mixed […]

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