Larry Chiang, President and CEO


I'll shoot you w/a nerf gun if you don't manage your credit.

11:11 is my goal of getting duck9 consumers lots of 1s.

24 1's in a row equals a 750 FICO.

A "one" is an on-time payment in credit reporting code.

A '9'=charged off bad-debt. You wanna duck 9s.

Duck9 = Deep Underground Credit Knowledge (Duck 9's on your credit report. 9's are charge-offs)

"Making sure college credit virgins get deflowered right since 2004"

"Larry Chiang is an expert at the dark art of FICO score preparation"

from Paul Thompson, Founder Scottish American Capital

Harvard Business School '09

"Who needs Stanford Business School when you have Larry Chiang"

from David Rohrsheim, Draper Fisher Jurvetson

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In The Media


What is Computer Science 183 X (CS183X)

October 24, 2014

By Larry Chiang If you’re from a tier two CS school like U of I, you probably get MBAs asking you to be their biatch. It’s aka unpaid-in-cash intern w/1/4 of 1% stock tiered over 4 years. Me and the Palo Alto’s Community’s College ain’t down with working for less than $12.5k/month, a tesla and […]

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Paris Hilton, Silicon Valley, and FICO

October 23, 2014

By Larry Chiang Paris Hilton! Larry Chiang (@LarryChiang) 10/23/14, 7:31 AM Hahaa, me and Paris Hilton are a “thing” #Quora… RT @niche: @LarryChiang Maybe I should spend some time over on Quora. Paris Hilton DJs well and her innovations are examples of “Crossing the Chasm from the Right” #CTCFTR. The idea is to leverage […]

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DO ASIANS do things that don’t scale (but have momentum)

October 21, 2014

By Larry Chiang In the old days, we Asians could pick if we wanted to be good at math or chem. Now, we gotta play a sport and learn how to sell. It’s tough being an Asian founder at a Top 1B college like Stanford University, because we have to: – Ace the SATs – […]

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Skills Gap and What They DO Teach at Stanford University’s Computer Science Program

October 21, 2014

By Larry Chiang  Stanley Tang is a CS major.  He also is terrific in sales and selling skills.  Sequoia thought highly of this to fund Door Dash for $15,000,000.  Do you think engineers should be allowed to have selling skills? Are you from po-dunk Timbucktoo and believe that comp sci kids are to be hired […]

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BASES Startup Career Fair #15Jan15 January 15, 2015

October 20, 2014

By Larry Chiang As EIR emeritus at age 32, it means I was fired. Maybe I shouldn’t have abdicated my lecture to an athlete-student ( As a scandalous Buck Cardinal club member who’s never broken a rule or profited one, dime… I am administering an AP (Accelerated Placement) test for startup-entrepreneurship to build awareness for […]

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The Money Equation

October 20, 2014

By Larry Chiang  I’m fascinated that money is so on people’s mind, but never addressed head on.  Money as a topic fascinates. I engineer and hack money to be “Treasure Management”. I curated 15 books under the hashtag “#Ch2″. I wanted to call this post “Duck, Duck, Duck9’s” A 9 is a super special form […]

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UnOfficial SXSW Preview, January 2015 in Silicon Valley

October 17, 2014

Larry Chiang’s stared down at Fair Isaac’s FICO lies about the average credit score being 723 and helped consumers get a FICO, up over 702. He studied entrepreneurship at Stanford University while supporting student athletes as a “Buck Cardinal Club” member. After Larry’s Harvard Law School keynote, Harvard Business wrote: “What They Don’t Teach You […]

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This is Duck9’s 1111th Post

October 17, 2014

Larry Chiang made the FICO score algorithm his bitch (his words not mine). It helped consumers get a FICO, up over 773. He studied entrepreneurship under Silicon Valley’s best and brightest. Then curated that knowledge as a Stanford University Buck Cardinal Club member. After Larry’s Harvard Law keynote, Harvard Business wrote: “What They Don’t Teach […]

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Stanford University BASES (cont’)

October 16, 2014 (cont’) Peak at the Nvidia auditorium lecture #3 of CS 183B where PG (Paul Graham) explicitly stated “Do not do a startup in college” Paul Graham (@paulg) 10/13/14, 2:02 PM @jaymanpandya @zinyando Since I’m alpha curator here in Silicon Valley, it is my expert opinion that what Ricky and PG are saying actually is in […]

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