By Larry Chiang
Credit bureaus make money selling derogatory information.
The entire USA credit system is meant to obfuscate the truth from the general population!
– None of it is common sense
– few know FCRA
– most advice is not FCRA compliant
– technology is not present
– paper stamps and paper letters (so counterintuitive!) are the tools that work
– And PO boxes!!!
![]() |
Larry Chiang (@LarryChiang) |
|
1B/ subroutine of getting a @freecreditrepor “#POBox105281”
= [{ Photocopy your drivers license}] ATL30348 |
|
Deleting email or engineering a system with telephone wait times of 90 minutes is LEGAL. Throwing away a piece of US postal mail sent to a PO box. A “post office” box carries a 2-year prison term.
That is the law.

ENGR145’s video
https://bit.ly/buster14512v helped me be solo founder of #ExpTransFax
CEO of Duck9
“Deep Underground Credit Knowledge 9”
c/o UCMS Inc
2021 Midwest Road / 3rd FL
Oak Brook IL
630-705-5555
650-283-8008 (cell)
****************
Founder of “What They Don’t Teach at Business School” for CNN iReport: https://ireport.cnn.com/people/larrychiang
Author, NY Times Bestseller
“What They Will NEVER Teach You at Stanford Business School about EUTWMPPM @SXSW” came out 11-11-14
52 Cards. Two Jokers. What They DO Teach You at Stanford Engineering
Emergency swings and cutting deals as an 9 year old


Duck9 is a credit score prep program that is like a Kaplan or Princeton Review test preparation service. We don't teach beating the SAT, but we do get you to a higher credit FICO score using secret methods that have gotten us on TV, Congress and newspaper articles. Say hi or check out some of our free resources before you pay for a thing. You can also text the CEO:







